WallStSmart

CVR Energy Inc (CVI)vsValero Energy Corporation (VLO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Valero Energy Corporation generates 1519% more annual revenue ($115.94B vs $7.16B). CVI leads profitability with a 38.0% profit margin vs 2.0%. CVI appears more attractively valued with a PEG of 0.71. VLO earns a higher WallStSmart Score of 51/100 (C-).

CVI

Hold

47

out of 100

Grade: D+

Growth: 2.0Profit: 5.5Value: 4.7Quality: 6.3
Piotroski: 6/9Altman Z: 1.89

VLO

Buy

51

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 7.3Quality: 7.0
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVISignificantly Overvalued (-1227.7%)

Margin of Safety

-1227.7%

Fair Value

$1.84

Current Price

$32.46

$30.62 premium

UndervaluedFair: $1.84Overvalued
VLOUndervalued (+42.0%)

Margin of Safety

+42.0%

Fair Value

$351.47

Current Price

$239.86

$111.61 discount

UndervaluedFair: $351.47Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVI2 strengths · Avg: 9.0/10
Profit MarginProfitability
38.0%10/10

Keeps 38 of every $100 in revenue as profit

PEG RatioValuation
0.718/10

Growing faster than its price suggests

VLO3 strengths · Avg: 9.0/10
EPS GrowthGrowth
317.9%10/10

Earnings expanding 317.9% YoY

Market CapQuality
$73.16B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.81B8/10

Generating 1.8B in free cash flow

Areas to Watch

CVI4 concerns · Avg: 2.5/10
Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

P/E RatioValuation
125.3x2/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
-7.0%2/10

Revenue declined 7.0%

EPS GrowthGrowth
-68.1%2/10

Earnings declined 68.1%

VLO4 concerns · Avg: 2.8/10
P/E RatioValuation
31.9x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
2.0%3/10

2.0% margin — thin

PEG RatioValuation
4.212/10

Expensive relative to growth rate

Revenue GrowthGrowth
-2.1%2/10

Revenue declined 2.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : CVI

The strongest argument for CVI centers on Profit Margin, PEG Ratio. Profitability is solid with margins at 38.0% and operating margin at -5.2%. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bull Case : VLO

The strongest argument for VLO centers on EPS Growth, Market Cap, Free Cash Flow.

Bear Case : CVI

The primary concerns for CVI are Altman Z-Score, P/E Ratio, Revenue Growth. A P/E of 125.3x leaves little room for execution misses.

Bear Case : VLO

The primary concerns for VLO are P/E Ratio, Profit Margin, PEG Ratio. Thin 2.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

CVI profiles as a declining stock while VLO is a value play — different risk/reward profiles.

CVI carries more volatility with a beta of 1.14 — expect wider price swings.

VLO is growing revenue faster at -2.1% — sustainability is the question.

VLO generates stronger free cash flow (1.8B), providing more financial flexibility.

Bottom Line

VLO scores higher overall (51/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CVR Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

CVR Energy, Inc., is engaged in petroleum refining and nitrogen fertilizer manufacturing activities in the United States. The company is headquartered in Sugar Land, Texas.

Valero Energy Corporation

ENERGY · OIL & GAS REFINING & MARKETING · USA

Valero Energy Corporation is a Fortune 500 international manufacturer and marketer of transportation fuels, other petrochemical products, and power. It is headquartered in San Antonio, Texas, United States.

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