WallStSmart

Dillard's, Inc. (DDS)vsSea Ltd (SE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sea Ltd generates 249% more annual revenue ($22.94B vs $6.56B). DDS leads profitability with a 8.7% profit margin vs 6.9%. SE appears more attractively valued with a PEG of 0.61. SE earns a higher WallStSmart Score of 70/100 (B-).

DDS

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 7.5Value: 7.3Quality: 6.8
Piotroski: 3/9Altman Z: 6.12

SE

Strong Buy

70

out of 100

Grade: B-

Growth: 10.0Profit: 6.0Value: 8.7Quality: 5.5
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DDSSignificantly Overvalued (-160.0%)

Margin of Safety

-160.0%

Fair Value

$247.52

Current Price

$591.00

$343.48 premium

UndervaluedFair: $247.52Overvalued
SEUndervalued (+2.9%)

Margin of Safety

+2.9%

Fair Value

$117.94

Current Price

$78.85

$39.09 discount

UndervaluedFair: $117.94Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DDS3 strengths · Avg: 9.3/10
Return on EquityProfitability
31.9%10/10

Every $100 of equity generates 32 in profit

Altman Z-ScoreHealth
6.1210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
16.1x8/10

Attractively priced relative to earnings

SE5 strengths · Avg: 9.0/10
Revenue GrowthGrowth
38.4%10/10

Revenue surging 38.4% year-over-year

EPS GrowthGrowth
58.5%10/10

Earnings expanding 58.5% YoY

Market CapQuality
$51.84B9/10

Large-cap with strong market position

PEG RatioValuation
0.618/10

Growing faster than its price suggests

Free Cash FlowQuality
$1.04B8/10

Generating 1.0B in free cash flow

Areas to Watch

DDS4 concerns · Avg: 2.8/10
PEG RatioValuation
2.244/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-3.0%2/10

Revenue declined 3.0%

EPS GrowthGrowth
-3.1%2/10

Earnings declined 3.1%

SE2 concerns · Avg: 3.5/10
P/E RatioValuation
34.8x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : DDS

The strongest argument for DDS centers on Return on Equity, Altman Z-Score, P/E Ratio.

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, EPS Growth, Market Cap. Revenue growth of 38.4% demonstrates continued momentum. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bear Case : DDS

The primary concerns for DDS are PEG Ratio, Piotroski F-Score, Revenue Growth.

Bear Case : SE

The primary concerns for SE are P/E Ratio, Profit Margin.

Key Dynamics to Monitor

DDS profiles as a value stock while SE is a hypergrowth play — different risk/reward profiles.

SE carries more volatility with a beta of 1.63 — expect wider price swings.

SE is growing revenue faster at 38.4% — sustainability is the question.

SE generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

SE scores higher overall (70/100 vs 46/100) and 38.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dillard's, Inc.

CONSUMER CYCLICAL · DEPARTMENT STORES · USA

Dillard's, Inc. operates large retail stores in the Southeast, Southwest, and Midwest areas of the United States. The company is headquartered in Little Rock, Arkansas.

Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

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