Ellington Financial Inc. (EFC)vsStarwood Property Trust Inc (STWD)
EFC
Ellington Financial Inc.
$13.67
-0.07%
REAL ESTATE · Cap: $1.80B
STWD
Starwood Property Trust Inc
$16.30
-0.31%
REAL ESTATE · Cap: $6.19B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 38% more annual revenue ($597.28M vs $431.35M). EFC leads profitability with a 51.5% profit margin vs 38.2%. EFC appears more attractively valued with a PEG of 0.86. EFC earns a higher WallStSmart Score of 70/100 (B-).
EFC
Strong Buy70
out of 100
Grade: B-
STWD
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for EFC.
Margin of Safety
+84.9%
Fair Value
$119.59
Current Price
$16.30
$103.29 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 52 of every $100 in revenue as profit
Strong operational efficiency at 55.9%
Revenue surging 33.8% year-over-year
Growing faster than its price suggests
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Earnings declined 3.3%
Expensive relative to growth rate
Moderate valuation
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : EFC
The strongest argument for EFC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 51.5% and operating margin at 55.9%. Revenue growth of 33.8% demonstrates continued momentum.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.
Bear Case : EFC
The primary concerns for EFC are Market Cap, Piotroski F-Score, EPS Growth.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, P/E Ratio, Return on Equity.
Key Dynamics to Monitor
EFC profiles as a growth stock while STWD is a mature play — different risk/reward profiles.
STWD carries more volatility with a beta of 1.04 — expect wider price swings.
EFC is growing revenue faster at 33.8% — sustainability is the question.
EFC generates stronger free cash flow (147M), providing more financial flexibility.
Bottom Line
EFC scores higher overall (70/100 vs 49/100), backed by strong 51.5% margins and 33.8% revenue growth. STWD offers better value entry with a 84.9% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ellington Financial Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, business-related and other financial assets in the United States. The company is headquartered in Old Greenwich, Connecticut.
Visit Website →Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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