Equifax Inc (EFX)vsPACCAR Inc (PCAR)
EFX
Equifax Inc
$169.00
+0.57%
INDUSTRIALS · Cap: $20.16B
PCAR
PACCAR Inc
$122.86
+0.11%
INDUSTRIALS · Cap: $64.60B
Smart Verdict
WallStSmart Research — data-driven comparison
PACCAR Inc generates 332% more annual revenue ($27.82B vs $6.44B). EFX leads profitability with a 10.7% profit margin vs 9.0%. PCAR appears more attractively valued with a PEG of 1.00. EFX earns a higher WallStSmart Score of 60/100 (C).
EFX
Buy60
out of 100
Grade: C
PCAR
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-17.4%
Fair Value
$168.28
Current Price
$169.00
$0.72 premium
Margin of Safety
-43.2%
Fair Value
$85.69
Current Price
$122.86
$37.17 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
No standout strengths identified
Large-cap with strong market position
Growing faster than its price suggests
Areas to Watch
Premium valuation, high expectations priced in
0.7% earnings growth
Grey zone — moderate risk
Elevated debt levels
Moderate valuation
0.5% revenue growth
4.2% earnings growth
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : EFX
Revenue growth of 10.6% demonstrates continued momentum. PEG of 1.47 suggests the stock is reasonably priced for its growth.
Bull Case : PCAR
The strongest argument for PCAR centers on Market Cap, PEG Ratio. PEG of 1.00 suggests the stock is reasonably priced for its growth.
Bear Case : EFX
The primary concerns for EFX are P/E Ratio, EPS Growth, Altman Z-Score.
Bear Case : PCAR
The primary concerns for PCAR are P/E Ratio, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
EFX carries more volatility with a beta of 1.30 — expect wider price swings.
EFX is growing revenue faster at 10.6% — sustainability is the question.
PCAR generates stronger free cash flow (309M), providing more financial flexibility.
Monitor CONSULTING SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
EFX scores higher overall (60/100 vs 54/100) and 10.6% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Equifax Inc
INDUSTRIALS · CONSULTING SERVICES · USA
Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.
PACCAR Inc
INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA
PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.
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