WallStSmart

Franklin BSP Realty Trust Inc (FBRT)vsStarwood Property Trust Inc (STWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Starwood Property Trust Inc generates 94% more annual revenue ($547.93M vs $281.92M). STWD leads profitability with a 75.1% profit margin vs 29.2%. FBRT trades at a lower P/E of 13.8x. STWD earns a higher WallStSmart Score of 67/100 (B-).

FBRT

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 7.0Value: 5.7Quality: 5.0

STWD

Strong Buy

67

out of 100

Grade: B-

Growth: 8.7Profit: 6.0Value: 7.3Quality: 4.5
Piotroski: 4/9Altman Z: 0.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FBRTSignificantly Overvalued (-133.3%)

Margin of Safety

-133.3%

Fair Value

$4.35

Current Price

$8.40

$4.05 premium

UndervaluedFair: $4.35Overvalued
STWDUndervalued (+66.4%)

Margin of Safety

+66.4%

Fair Value

$53.82

Current Price

$17.48

$36.34 discount

UndervaluedFair: $53.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FBRT5 strengths · Avg: 9.4/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
47.2%10/10

Strong operational efficiency at 47.2%

Revenue GrowthGrowth
49.8%10/10

Revenue surging 49.8% year-over-year

Profit MarginProfitability
29.2%9/10

Keeps 29 of every $100 in revenue as profit

P/E RatioValuation
13.8x8/10

Attractively priced relative to earnings

STWD5 strengths · Avg: 9.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Profit MarginProfitability
75.1%10/10

Keeps 75 of every $100 in revenue as profit

Revenue GrowthGrowth
62.6%10/10

Revenue surging 62.6% year-over-year

EPS GrowthGrowth
78.0%10/10

Earnings expanding 78.0% YoY

P/E RatioValuation
15.1x8/10

Attractively priced relative to earnings

Areas to Watch

FBRT3 concerns · Avg: 2.7/10
Market CapQuality
$720.59M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.2%3/10

ROE of 5.2% — below average capital efficiency

EPS GrowthGrowth
-55.0%2/10

Earnings declined 55.0%

STWD3 concerns · Avg: 2.3/10
Return on EquityProfitability
6.0%3/10

ROE of 6.0% — below average capital efficiency

PEG RatioValuation
2.732/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.212/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FBRT

The strongest argument for FBRT centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 29.2% and operating margin at 47.2%. Revenue growth of 49.8% demonstrates continued momentum.

Bull Case : STWD

The strongest argument for STWD centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 75.1% and operating margin at 11.2%. Revenue growth of 62.6% demonstrates continued momentum.

Bear Case : FBRT

The primary concerns for FBRT are Market Cap, Return on Equity, EPS Growth.

Bear Case : STWD

The primary concerns for STWD are Return on Equity, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

FBRT carries more volatility with a beta of 1.15 — expect wider price swings.

STWD is growing revenue faster at 62.6% — sustainability is the question.

FBRT generates stronger free cash flow (312M), providing more financial flexibility.

Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

STWD scores higher overall (67/100 vs 63/100), backed by strong 75.1% margins and 62.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Franklin BSP Realty Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Franklin BSP Realty Trust, Inc. is a real estate investment trust that originates, acquires and manages a portfolio of commercial real estate debt investments secured by properties located in the United States and internationally. The company is headquartered in New York, New York.

Starwood Property Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.

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