Franklin BSP Realty Trust Inc (FBRT)vsAnnaly Capital Management, Inc. (NLY)
FBRT
Franklin BSP Realty Trust Inc
$7.78
+1.30%
REAL ESTATE · Cap: $695.09M
NLY
Annaly Capital Management, Inc.
$21.90
-0.45%
REAL ESTATE · Cap: $17.12B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 1012% more annual revenue ($3.25B vs $292.61M). NLY leads profitability with a 90.7% profit margin vs 21.4%. NLY trades at a lower P/E of 5.5x. NLY earns a higher WallStSmart Score of 77/100 (B+).
FBRT
Hold49
out of 100
Grade: D+
NLY
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-33.2%
Fair Value
$7.62
Current Price
$7.78
$0.16 premium
Margin of Safety
-8.8%
Fair Value
$20.97
Current Price
$21.90
$0.93 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 21 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 91 of every $100 in revenue as profit
Strong operational efficiency at 91.6%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Areas to Watch
Smaller company, higher risk/reward
ROE of 4.4% — below average capital efficiency
Earnings declined 36.8%
Distress zone — elevated risk
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : FBRT
The strongest argument for FBRT centers on Price/Book, Profit Margin. Profitability is solid with margins at 21.4% and operating margin at 8.6%. Revenue growth of 14.2% demonstrates continued momentum.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 90.7% and operating margin at 91.6%. Revenue growth of 479.4% demonstrates continued momentum.
Bear Case : FBRT
The primary concerns for FBRT are Market Cap, Return on Equity, EPS Growth. Debt-to-equity of 2.85 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.38 is elevated, increasing financial risk.
Key Dynamics to Monitor
FBRT profiles as a mature stock while NLY is a growth play — different risk/reward profiles.
NLY carries more volatility with a beta of 1.24 — expect wider price swings.
NLY is growing revenue faster at 479.4% — sustainability is the question.
NLY generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
NLY scores higher overall (77/100 vs 49/100), backed by strong 90.7% margins and 479.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Franklin BSP Realty Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Franklin BSP Realty Trust, Inc. is a real estate investment trust that originates, acquires and manages a portfolio of commercial real estate debt investments secured by properties located in the United States and internationally. The company is headquartered in New York, New York.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
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