MBIA Inc (MBI)vsMGIC Investment Corp (MTG)
MBI
MBIA Inc
$4.52
-0.44%
FINANCIAL SERVICES · Cap: $244.37M
MTG
MGIC Investment Corp
$29.67
+0.58%
FINANCIAL SERVICES · Cap: $6.29B
Smart Verdict
WallStSmart Research — data-driven comparison
MGIC Investment Corp generates 1259% more annual revenue ($1.20B vs $88.00M). MTG leads profitability with a 59.2% profit margin vs -164.8%. MTG appears more attractively valued with a PEG of 0.40. MTG earns a higher WallStSmart Score of 67/100 (B-).
MBI
Hold38
out of 100
Grade: F
MTG
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Strong operational efficiency at 22.2%
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 59 of every $100 in revenue as profit
Strong operational efficiency at 80.8%
Conservative balance sheet, low leverage
Areas to Watch
Expensive relative to growth rate
0.0% earnings growth
Smaller company, higher risk/reward
ROE of 0.0% — below average capital efficiency
Weak financial health signals
Revenue declined 2.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : MBI
The strongest argument for MBI centers on Debt/Equity, Operating Margin.
Bull Case : MTG
The strongest argument for MTG centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 59.2% and operating margin at 80.8%. PEG of 0.40 suggests the stock is reasonably priced for its growth.
Bear Case : MBI
The primary concerns for MBI are PEG Ratio, EPS Growth, Market Cap.
Bear Case : MTG
The primary concerns for MTG are Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
MBI profiles as a turnaround stock while MTG is a declining play — different risk/reward profiles.
MBI carries more volatility with a beta of 1.34 — expect wider price swings.
MTG is growing revenue faster at -2.9% — sustainability is the question.
MTG generates stronger free cash flow (184M), providing more financial flexibility.
Bottom Line
MTG scores higher overall (67/100 vs 38/100), backed by strong 59.2% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
MBIA Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MBIA Inc. provides financial insurance services to the public financial markets. The company is headquartered in Purchase, New York.
MGIC Investment Corp
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.
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