WallStSmart

Greenlight Capital Re Ltd (GLRE)vsKestrel Group, Ltd. (KG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Greenlight Capital Re Ltd generates 1451% more annual revenue ($691.13M vs $44.55M). GLRE leads profitability with a 7.4% profit margin vs -86.0%. GLRE earns a higher WallStSmart Score of 56/100 (C).

GLRE

Buy

56

out of 100

Grade: C

Growth: 6.0Profit: 3.5Value: 6.3Quality: 6.3
Piotroski: 4/9

KG

Hold

42

out of 100

Grade: D

Growth: 4.7Profit: 4.0Value: 5.0Quality: 5.0
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLRE4 strengths · Avg: 9.5/10
P/E RatioValuation
10.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
22.1%8/10

Earnings expanding 22.1% YoY

KG3 strengths · Avg: 9.3/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Return on EquityProfitability
32.7%10/10

Every $100 of equity generates 33 in profit

Revenue GrowthGrowth
20.1%8/10

Revenue surging 20.1% year-over-year

Areas to Watch

GLRE4 concerns · Avg: 3.3/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

Market CapQuality
$498.11M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

Profit MarginProfitability
7.4%3/10

7.4% margin — thin

KG4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$59.31M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.553/10

Elevated debt levels

Free Cash FlowQuality
$-37.63M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : GLRE

The strongest argument for GLRE centers on P/E Ratio, Price/Book, Debt/Equity.

Bull Case : KG

The strongest argument for KG centers on Price/Book, Return on Equity, Revenue Growth. Revenue growth of 20.1% demonstrates continued momentum.

Bear Case : GLRE

The primary concerns for GLRE are PEG Ratio, Market Cap, Return on Equity.

Bear Case : KG

The primary concerns for KG are EPS Growth, Market Cap, Debt/Equity. Debt-to-equity of 1.55 is elevated, increasing financial risk.

Key Dynamics to Monitor

GLRE profiles as a value stock while KG is a growth play — different risk/reward profiles.

KG is growing revenue faster at 20.1% — sustainability is the question.

GLRE generates stronger free cash flow (31M), providing more financial flexibility.

Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GLRE scores higher overall (56/100 vs 42/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Greenlight Capital Re Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Greenlight Capital Re, Ltd., is a worldwide property and casualty reinsurance company. The company is headquartered in Grand Cayman, the Cayman Islands.

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Kestrel Group, Ltd.

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Kestrel Group Ltd engages in providing fronting services to insurance program managers, MGAs, reinsurers, and reinsurance brokers. The company is headquartered in Hamilton, Bermuda.

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