Hamilton Insurance Group, Ltd. (HG)vsKestrel Group, Ltd. (KG)
HG
Hamilton Insurance Group, Ltd.
$29.06
-1.36%
FINANCIAL SERVICES · Cap: $2.92B
KG
Kestrel Group, Ltd.
$10.97
-0.41%
FINANCIAL SERVICES · Cap: $76.26M
Smart Verdict
WallStSmart Research — data-driven comparison
Hamilton Insurance Group, Ltd. generates 8451% more annual revenue ($2.91B vs $34.05M). KG leads profitability with a 137.2% profit margin vs 19.8%. KG trades at a lower P/E of 1.1x. HG earns a higher WallStSmart Score of 77/100 (B+).
HG
Strong Buy77
out of 100
Grade: B+
KG
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+88.3%
Fair Value
$259.74
Current Price
$29.06
$230.68 discount
Margin of Safety
+79.7%
Fair Value
$59.36
Current Price
$10.96
$48.39 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 33 in profit
Earnings expanding 433.3% YoY
Strong operational efficiency at 26.9%
Revenue surging 29.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 75 in profit
Keeps 137 of every $100 in revenue as profit
Areas to Watch
Weak financial health signals
0.0% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 19.8% and operating margin at 26.9%. Revenue growth of 29.4% demonstrates continued momentum.
Bull Case : KG
The strongest argument for KG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 137.2% and operating margin at -28.7%.
Bear Case : HG
The primary concerns for HG are Piotroski F-Score.
Bear Case : KG
The primary concerns for KG are EPS Growth, Market Cap, Debt/Equity.
Key Dynamics to Monitor
HG profiles as a growth stock while KG is a mature play — different risk/reward profiles.
HG is growing revenue faster at 29.4% — sustainability is the question.
HG generates stronger free cash flow (293M), providing more financial flexibility.
Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HG scores higher overall (77/100 vs 62/100), backed by strong 19.8% margins and 29.4% revenue growth. KG offers better value entry with a 79.7% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
Visit Website →Kestrel Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Kestrel Group Ltd engages in providing fronting services to insurance program managers, MGAs, reinsurers, and reinsurance brokers. The company is headquartered in Hamilton, Bermuda.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
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