Kestrel Group, Ltd. (KG)vsRenaissancere Holdings Ltd (RNR)
KG
Kestrel Group, Ltd.
$10.97
-0.41%
FINANCIAL SERVICES · Cap: $76.26M
RNR
Renaissancere Holdings Ltd
$293.24
-0.32%
FINANCIAL SERVICES · Cap: $12.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Renaissancere Holdings Ltd generates 37674% more annual revenue ($12.86B vs $34.05M). KG leads profitability with a 137.2% profit margin vs 20.8%. KG trades at a lower P/E of 1.1x. RNR earns a higher WallStSmart Score of 74/100 (B).
KG
Buy62
out of 100
Grade: C+
RNR
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+79.7%
Fair Value
$59.36
Current Price
$10.96
$48.39 discount
Margin of Safety
+19.8%
Fair Value
$379.85
Current Price
$293.24
$86.61 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 75 in profit
Keeps 137 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 43.7%
Keeps 21 of every $100 in revenue as profit
Revenue surging 27.6% year-over-year
Areas to Watch
0.0% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
Negative free cash flow — burning cash
Expensive relative to growth rate
Earnings declined 14.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : KG
The strongest argument for KG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 137.2% and operating margin at -28.7%.
Bull Case : RNR
The strongest argument for RNR centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 20.8% and operating margin at 43.7%. Revenue growth of 27.6% demonstrates continued momentum.
Bear Case : KG
The primary concerns for KG are EPS Growth, Market Cap, Debt/Equity.
Bear Case : RNR
The primary concerns for RNR are PEG Ratio, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
KG profiles as a mature stock while RNR is a growth play — different risk/reward profiles.
RNR is growing revenue faster at 27.6% — sustainability is the question.
RNR generates stronger free cash flow (483M), providing more financial flexibility.
Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RNR scores higher overall (74/100 vs 62/100), backed by strong 20.8% margins and 27.6% revenue growth. KG offers better value entry with a 79.7% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Kestrel Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Kestrel Group Ltd engages in providing fronting services to insurance program managers, MGAs, reinsurers, and reinsurance brokers. The company is headquartered in Hamilton, Bermuda.
Visit Website →Renaissancere Holdings Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
RenaissanceRe Holdings Ltd. provides insurance and reinsurance products in the United States and internationally. The company is headquartered in Pembroke, Bermuda.
Compare with Other INSURANCE - REINSURANCE Stocks
Want to dig deeper into these stocks?