WallStSmart

Everest Group Ltd (EG)vsKestrel Group, Ltd. (KG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Everest Group Ltd generates 51417% more annual revenue ($17.54B vs $34.05M). KG leads profitability with a 137.2% profit margin vs 9.1%. KG trades at a lower P/E of 1.1x. KG earns a higher WallStSmart Score of 62/100 (C+).

EG

Buy

62

out of 100

Grade: C+

Growth: 4.0Profit: 5.5Value: 7.3Quality: 7.8
Piotroski: 4/9

KG

Buy

62

out of 100

Grade: C+

Growth: 4.0Profit: 6.5Value: 8.3Quality: 6.0
Piotroski: 6/9Altman Z: -155.06
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EGSignificantly Overvalued (-29.4%)

Margin of Safety

-29.4%

Fair Value

$256.90

Current Price

$323.93

$67.03 premium

UndervaluedFair: $256.90Overvalued
KGUndervalued (+79.7%)

Margin of Safety

+79.7%

Fair Value

$59.36

Current Price

$10.96

$48.39 discount

UndervaluedFair: $59.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EG4 strengths · Avg: 9.3/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.978/10

Growing faster than its price suggests

KG4 strengths · Avg: 10.0/10
P/E RatioValuation
1.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Return on EquityProfitability
74.6%10/10

Every $100 of equity generates 75 in profit

Profit MarginProfitability
137.2%10/10

Keeps 137 of every $100 in revenue as profit

Areas to Watch

EG3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Free Cash FlowQuality
$-660.00M2/10

Negative free cash flow — burning cash

KG4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$76.26M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.213/10

Elevated debt levels

Free Cash FlowQuality
$-67.67M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : EG

The strongest argument for EG centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bull Case : KG

The strongest argument for KG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 137.2% and operating margin at -28.7%.

Bear Case : EG

The primary concerns for EG are Revenue Growth, EPS Growth, Free Cash Flow.

Bear Case : KG

The primary concerns for KG are EPS Growth, Market Cap, Debt/Equity.

Key Dynamics to Monitor

EG profiles as a value stock while KG is a mature play — different risk/reward profiles.

KG is growing revenue faster at 7.4% — sustainability is the question.

KG generates stronger free cash flow (-68M), providing more financial flexibility.

Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EG scores higher overall (62/100 vs 62/100). KG offers better value entry with a 79.7% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Everest Group Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Everest Group, Ltd., provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company is headquartered in Hamilton, Bermuda.

Visit Website →

Kestrel Group, Ltd.

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Kestrel Group Ltd engages in providing fronting services to insurance program managers, MGAs, reinsurers, and reinsurance brokers. The company is headquartered in Hamilton, Bermuda.

Visit Website →

Want to dig deeper into these stocks?