WallStSmart

Galaxy Digital Holdings Ltd (GLXY)vsCharles Schwab Corp (SCHW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Galaxy Digital Holdings Ltd generates 156% more annual revenue ($61.36B vs $23.92B). SCHW leads profitability with a 37.0% profit margin vs -39.0%. SCHW earns a higher WallStSmart Score of 75/100 (B+).

GLXY

Hold

43

out of 100

Grade: D

Growth: 3.0Profit: 6.0Value: 5.0Quality: 5.0
Piotroski: 1/9Altman Z: 6.17

SCHW

Strong Buy

75

out of 100

Grade: B+

Growth: 8.0Profit: 8.0Value: 10.0Quality: 8.3
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for GLXY.

SCHWUndervalued (+56.5%)

Margin of Safety

+56.5%

Fair Value

$217.62

Current Price

$94.66

$122.96 discount

UndervaluedFair: $217.62Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLXY3 strengths · Avg: 9.3/10
Operating MarginProfitability
95.5%10/10

Strong operational efficiency at 95.5%

Altman Z-ScoreHealth
6.1710/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

SCHW6 strengths · Avg: 9.2/10
Profit MarginProfitability
37.0%10/10

Keeps 37 of every $100 in revenue as profit

Operating MarginProfitability
49.7%10/10

Strong operational efficiency at 49.7%

Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

Market CapQuality
$167.01B9/10

Large-cap with strong market position

Revenue GrowthGrowth
18.9%8/10

18.9% revenue growth

EPS GrowthGrowth
41.1%8/10

Earnings expanding 41.1% YoY

Areas to Watch

GLXY4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-9.2%2/10

ROE of -9.2% — below average capital efficiency

Revenue GrowthGrowth
-37.5%2/10

Revenue declined 37.5%

EPS GrowthGrowth
-92.7%2/10

Earnings declined 92.7%

SCHW1 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-921.00M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : GLXY

The strongest argument for GLXY centers on Operating Margin, Altman Z-Score, Price/Book.

Bull Case : SCHW

The strongest argument for SCHW centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 37.0% and operating margin at 49.7%. Revenue growth of 18.9% demonstrates continued momentum.

Bear Case : GLXY

The primary concerns for GLXY are Piotroski F-Score, Return on Equity, Revenue Growth. Debt-to-equity of 2.77 is elevated, increasing financial risk.

Bear Case : SCHW

The primary concerns for SCHW are Free Cash Flow.

Key Dynamics to Monitor

GLXY profiles as a turnaround stock while SCHW is a growth play — different risk/reward profiles.

GLXY carries more volatility with a beta of 3.69 — expect wider price swings.

SCHW is growing revenue faster at 18.9% — sustainability is the question.

SCHW generates stronger free cash flow (-921M), providing more financial flexibility.

Bottom Line

SCHW scores higher overall (75/100 vs 43/100), backed by strong 37.0% margins and 18.9% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Galaxy Digital Holdings Ltd

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Galaxy Digital Inc. engages in the digital asset and data center infrastructure businesses. The company is headquartered in New York, New York with offices across North America, Europe, the Middle East and Asia.

Visit Website →

Charles Schwab Corp

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Charles Schwab Corporation is an American multinational financial services company. It offers banking, commercial banking, an electronic trading platform, and wealth management advisory services to both retail and institutional clients.

Visit Website →

Want to dig deeper into these stocks?