WallStSmart

General Motors Company (GM)vsVera Bradley Inc (VRA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

General Motors Company generates 68367% more annual revenue ($184.62B vs $269.65M). GM leads profitability with a 1.4% profit margin vs -17.7%. VRA appears more attractively valued with a PEG of 1.15. GM earns a higher WallStSmart Score of 44/100 (D).

GM

Hold

44

out of 100

Grade: D

Growth: 3.3Profit: 4.5Value: 5.3Quality: 4.3
Piotroski: 3/9Altman Z: 1.19

VRA

Hold

41

out of 100

Grade: D

Growth: 2.0Profit: 2.5Value: 7.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GMUndervalued (+24.0%)

Margin of Safety

+24.0%

Fair Value

$105.03

Current Price

$76.89

$28.14 discount

UndervaluedFair: $105.03Overvalued
VRAUndervalued (+80.1%)

Margin of Safety

+80.1%

Fair Value

$13.09

Current Price

$4.11

$8.98 discount

UndervaluedFair: $13.09Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GM3 strengths · Avg: 9.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Market CapQuality
$69.09B9/10

Large-cap with strong market position

Free Cash FlowQuality
$5.68B8/10

Generating 5.7B in free cash flow

VRA1 strengths · Avg: 10.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Areas to Watch

GM4 concerns · Avg: 3.3/10
P/E RatioValuation
28.0x4/10

Moderate valuation

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

VRA4 concerns · Avg: 2.5/10
Market CapQuality
$115.17M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

Return on EquityProfitability
-21.0%2/10

ROE of -21.0% — below average capital efficiency

Revenue GrowthGrowth
-1.7%2/10

Revenue declined 1.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : GM

The strongest argument for GM centers on Price/Book, Market Cap, Free Cash Flow.

Bull Case : VRA

The strongest argument for VRA centers on Price/Book. PEG of 1.15 suggests the stock is reasonably priced for its growth.

Bear Case : GM

The primary concerns for GM are P/E Ratio, Return on Equity, Profit Margin. Thin 1.4% margins leave little buffer for downturns.

Bear Case : VRA

The primary concerns for VRA are Market Cap, Operating Margin, Return on Equity.

Key Dynamics to Monitor

GM profiles as a value stock while VRA is a turnaround play — different risk/reward profiles.

VRA carries more volatility with a beta of 1.59 — expect wider price swings.

GM is growing revenue faster at -0.9% — sustainability is the question.

GM generates stronger free cash flow (5.7B), providing more financial flexibility.

Bottom Line

GM scores higher overall (44/100 vs 41/100). VRA offers better value entry with a 80.1% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

General Motors Company

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

General Motors Company (GM) is an American multinational corporation headquartered in Detroit, Michigan that designs, manufactures, markets, and distributes vehicles and vehicle parts, and sells financial services, with global headquarters in Detroit's Renaissance Center.

Vera Bradley Inc

CONSUMER CYCLICAL · FOOTWEAR & ACCESSORIES · USA

Vera Bradley, Inc. designs, manufactures and sells women's handbags, luggage and travel items, fashion and home accessories, and gifts. The company is headquartered in Roanoke, Indiana.

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