WallStSmart

Global Payments Inc (GPN)vsRentokil Initial PLC (RTO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 12% more annual revenue ($7.71B vs $6.91B). GPN leads profitability with a 18.2% profit margin vs 6.8%. GPN appears more attractively valued with a PEG of 0.20. GPN earns a higher WallStSmart Score of 63/100 (C+).

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.02

RTO

Buy

53

out of 100

Grade: C-

Growth: 6.7Profit: 4.0Value: 4.7Quality: 7.0
Piotroski: 4/9Altman Z: 2.05
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNSignificantly Overvalued (-139.8%)

Margin of Safety

-139.8%

Fair Value

$30.12

Current Price

$70.77

$40.65 premium

UndervaluedFair: $30.12Overvalued
RTOSignificantly Overvalued (-21.8%)

Margin of Safety

-21.8%

Fair Value

$26.68

Current Price

$31.41

$4.73 premium

UndervaluedFair: $26.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.2010/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

RTO2 strengths · Avg: 9.0/10
EPS GrowthGrowth
88.3%10/10

Earnings expanding 88.3% YoY

PEG RatioValuation
0.928/10

Growing faster than its price suggests

Areas to Watch

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

RTO4 concerns · Avg: 3.3/10
Price/BookValuation
14.4x4/10

Trading at 14.4x book value

Return on EquityProfitability
5.2%3/10

ROE of 5.2% — below average capital efficiency

Profit MarginProfitability
6.8%3/10

6.8% margin — thin

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.20 suggests the stock is reasonably priced for its growth.

Bull Case : RTO

The strongest argument for RTO centers on EPS Growth, PEG Ratio. PEG of 0.92 suggests the stock is reasonably priced for its growth.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : RTO

The primary concerns for RTO are Price/Book, Return on Equity, Profit Margin. A P/E of 54.8x leaves little room for execution misses.

Key Dynamics to Monitor

GPN carries more volatility with a beta of 0.73 — expect wider price swings.

GPN is growing revenue faster at 0.0% — sustainability is the question.

GPN generates stronger free cash flow (347M), providing more financial flexibility.

Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GPN scores higher overall (63/100 vs 53/100), backed by strong 18.2% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

Visit Website →

Rentokil Initial PLC

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Rentokil Initial plc offers route-based services in North America, the UK, the rest of Europe, Asia, the Pacific and internationally. The company is headquartered in Crawley, the United Kingdom.

Want to dig deeper into these stocks?