WallStSmart

Global Payments Inc (GPN)vsTeam Inc (TISI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 760% more annual revenue ($7.71B vs $896.48M). GPN leads profitability with a 18.2% profit margin vs -5.5%. GPN appears more attractively valued with a PEG of 0.20. GPN earns a higher WallStSmart Score of 63/100 (C+).

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.02

TISI

Hold

43

out of 100

Grade: D

Growth: 4.7Profit: 3.0Value: 6.7Quality: 4.0
Piotroski: 2/9Altman Z: 1.00
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNSignificantly Overvalued (-139.8%)

Margin of Safety

-139.8%

Fair Value

$30.12

Current Price

$70.77

$40.65 premium

UndervaluedFair: $30.12Overvalued

Intrinsic value data unavailable for TISI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.2010/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

TISI0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

TISI4 concerns · Avg: 3.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$70.95M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.0%3/10

Operating margin of 3.0%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.20 suggests the stock is reasonably priced for its growth.

Bull Case : TISI

PEG of 1.41 suggests the stock is reasonably priced for its growth.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : TISI

The primary concerns for TISI are EPS Growth, Market Cap, Operating Margin. Debt-to-equity of 10.98 is elevated, increasing financial risk.

Key Dynamics to Monitor

GPN profiles as a value stock while TISI is a turnaround play — different risk/reward profiles.

TISI carries more volatility with a beta of 1.11 — expect wider price swings.

TISI is growing revenue faster at 5.4% — sustainability is the question.

GPN generates stronger free cash flow (347M), providing more financial flexibility.

Bottom Line

GPN scores higher overall (63/100 vs 43/100), backed by strong 18.2% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

Visit Website →

Team Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Team, Inc. provides asset performance assurance and optimization solutions in the United States, Canada, Europe, and internationally. The company is headquartered in Sugar Land, Texas.

Visit Website →

Want to dig deeper into these stocks?