WallStSmart

Hirequest Inc (HQI)vsInsperity Inc (NSP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Insperity Inc generates 22692% more annual revenue ($6.87B vs $30.15M). HQI leads profitability with a 27.1% profit margin vs -0.2%. HQI earns a higher WallStSmart Score of 53/100 (C-).

HQI

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 8.0Value: 7.0Quality: 6.8
Piotroski: 3/9Altman Z: 3.61

NSP

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 3.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HQIUndervalued (+56.5%)

Margin of Safety

+56.5%

Fair Value

$24.51

Current Price

$16.05

$8.46 discount

UndervaluedFair: $24.51Overvalued
NSPUndervalued (+70.8%)

Margin of Safety

+70.8%

Fair Value

$102.93

Current Price

$49.69

$53.24 discount

UndervaluedFair: $102.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HQI4 strengths · Avg: 9.8/10
Operating MarginProfitability
41.3%10/10

Strong operational efficiency at 41.3%

EPS GrowthGrowth
156.8%10/10

Earnings expanding 156.8% YoY

Altman Z-ScoreHealth
3.6110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
27.1%9/10

Keeps 27 of every $100 in revenue as profit

NSP1 strengths · Avg: 10.0/10
Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

Areas to Watch

HQI3 concerns · Avg: 3.3/10
P/E RatioValuation
26.9x4/10

Moderate valuation

Market CapQuality
$232.11M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

NSP4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Market CapQuality
$1.92B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.4%3/10

Operating margin of 0.4%

Price/BookValuation
31.1x2/10

Trading at 31.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : HQI

The strongest argument for HQI centers on Operating Margin, EPS Growth, Altman Z-Score. Profitability is solid with margins at 27.1% and operating margin at 41.3%.

Bull Case : NSP

The strongest argument for NSP centers on Altman Z-Score. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : HQI

The primary concerns for HQI are P/E Ratio, Market Cap, Piotroski F-Score.

Bear Case : NSP

The primary concerns for NSP are Revenue Growth, Market Cap, Operating Margin. Debt-to-equity of 7.84 is elevated, increasing financial risk.

Key Dynamics to Monitor

HQI profiles as a mature stock while NSP is a turnaround play — different risk/reward profiles.

HQI carries more volatility with a beta of 1.12 — expect wider price swings.

HQI is growing revenue faster at 6.0% — sustainability is the question.

NSP generates stronger free cash flow (122M), providing more financial flexibility.

Bottom Line

HQI scores higher overall (53/100 vs 37/100), backed by strong 27.1% margins. NSP offers better value entry with a 70.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hirequest Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

HireQuest, Inc. provides temporary and on-demand staffing solutions in the United States. The company is headquartered in Goose Creek, South Carolina.

Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

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