WallStSmart

Kelly Services B Inc (KELYB)vsInsperity Inc (NSP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Insperity Inc generates 60% more annual revenue ($6.81B vs $4.25B). KELYB leads profitability with a -6.0% profit margin vs -10.0%. KELYB appears more attractively valued with a PEG of 1.12. KELYB earns a higher WallStSmart Score of 49/100 (D+).

KELYB

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 3.0Value: 6.7Quality: 8.0
Piotroski: 4/9Altman Z: 3.27

NSP

Hold

36

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 6.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KELYB3 strengths · Avg: 9.7/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.2710/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

NSP0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

KELYB4 concerns · Avg: 3.0/10
EPS GrowthGrowth
3.3%4/10

3.3% earnings growth

Market CapQuality
$445.43M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.6%3/10

Operating margin of 0.6%

Return on EquityProfitability
-23.0%2/10

ROE of -23.0% — below average capital efficiency

NSP4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
3.4%4/10

3.4% revenue growth

Market CapQuality
$983.20M3/10

Smaller company, higher risk/reward

Price/BookValuation
21.4x2/10

Trading at 21.4x book value

Return on EquityProfitability
-9.8%2/10

ROE of -9.8% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : KELYB

The strongest argument for KELYB centers on Price/Book, Altman Z-Score, Debt/Equity. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bull Case : NSP

PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : KELYB

The primary concerns for KELYB are EPS Growth, Market Cap, Operating Margin.

Bear Case : NSP

The primary concerns for NSP are Revenue Growth, Market Cap, Price/Book.

Key Dynamics to Monitor

KELYB carries more volatility with a beta of 0.78 — expect wider price swings.

NSP is growing revenue faster at 3.4% — sustainability is the question.

NSP generates stronger free cash flow (246M), providing more financial flexibility.

Monitor STAFFING & EMPLOYMENT SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

KELYB scores higher overall (49/100 vs 36/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Kelly Services B Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Kelly Services, Inc. provides workforce solutions to various industries. The company is headquartered in Troy, Michigan.

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Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

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