WallStSmart

Kforce Inc. (KFRC)vsInsperity Inc (NSP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Insperity Inc generates 413% more annual revenue ($6.81B vs $1.33B). KFRC leads profitability with a 2.6% profit margin vs -10.0%. KFRC appears more attractively valued with a PEG of 0.56. KFRC earns a higher WallStSmart Score of 51/100 (C-).

KFRC

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 6.0Value: 7.3Quality: 5.0

NSP

Hold

36

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 6.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

KFRCSignificantly Overvalued (-130.5%)

Margin of Safety

-130.5%

Fair Value

$13.33

Current Price

$27.94

$14.61 premium

UndervaluedFair: $13.33Overvalued

Intrinsic value data unavailable for NSP.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KFRC3 strengths · Avg: 8.3/10
Return on EquityProfitability
24.9%9/10

Every $100 of equity generates 25 in profit

PEG RatioValuation
0.568/10

Growing faster than its price suggests

P/E RatioValuation
14.0x8/10

Attractively priced relative to earnings

NSP0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

KFRC4 concerns · Avg: 2.8/10
Market CapQuality
$502.64M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

Revenue GrowthGrowth
-3.4%2/10

Revenue declined 3.4%

NSP4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
3.4%4/10

3.4% revenue growth

Market CapQuality
$983.20M3/10

Smaller company, higher risk/reward

Price/BookValuation
21.4x2/10

Trading at 21.4x book value

Return on EquityProfitability
-9.8%2/10

ROE of -9.8% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : KFRC

The strongest argument for KFRC centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.56 suggests the stock is reasonably priced for its growth.

Bull Case : NSP

PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : KFRC

The primary concerns for KFRC are Market Cap, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : NSP

The primary concerns for NSP are Revenue Growth, Market Cap, Price/Book.

Key Dynamics to Monitor

KFRC profiles as a value stock while NSP is a turnaround play — different risk/reward profiles.

KFRC carries more volatility with a beta of 0.57 — expect wider price swings.

NSP is growing revenue faster at 3.4% — sustainability is the question.

NSP generates stronger free cash flow (246M), providing more financial flexibility.

Bottom Line

KFRC scores higher overall (51/100 vs 36/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Kforce Inc.

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Kforce Inc. provides professional staffing solutions and services in the United States. The company is headquartered in Tampa, Florida.

Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

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