WallStSmart

Lennar Corporation (LEN)vsTRI Pointe Homes Inc (TPH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lennar Corporation generates 856% more annual revenue ($33.17B vs $3.47B). TPH leads profitability with a 7.0% profit margin vs 5.4%. TPH appears more attractively valued with a PEG of 1.49. TPH earns a higher WallStSmart Score of 50/100 (D+).

LEN

Hold

47

out of 100

Grade: D+

Growth: 4.7Profit: 5.0Value: 4.7Quality: 8.5
Piotroski: 3/9Altman Z: 3.66

TPH

Hold

50

out of 100

Grade: D+

Growth: 2.0Profit: 5.0Value: 7.3Quality: 7.8
Piotroski: 4/9Altman Z: 4.07
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LENSignificantly Overvalued (-156.0%)

Margin of Safety

-156.0%

Fair Value

$47.26

Current Price

$92.19

$44.93 premium

UndervaluedFair: $47.26Overvalued
TPHSignificantly Overvalued (-99.5%)

Margin of Safety

-99.5%

Fair Value

$18.50

Current Price

$46.72

$28.22 premium

UndervaluedFair: $18.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEN5 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.67B8/10

Generating 1.7B in free cash flow

TPH3 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

P/E RatioValuation
17.2x8/10

Attractively priced relative to earnings

Areas to Watch

LEN4 concerns · Avg: 2.8/10
Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.162/10

Expensive relative to growth rate

TPH4 concerns · Avg: 2.5/10
Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

Profit MarginProfitability
7.0%3/10

7.0% margin — thin

Revenue GrowthGrowth
-22.4%2/10

Revenue declined 22.4%

EPS GrowthGrowth
-48.9%2/10

Earnings declined 48.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : LEN

The strongest argument for LEN centers on Price/Book, Altman Z-Score, Debt/Equity.

Bull Case : TPH

The strongest argument for TPH centers on Price/Book, Altman Z-Score, P/E Ratio. PEG of 1.49 suggests the stock is reasonably priced for its growth.

Bear Case : LEN

The primary concerns for LEN are Profit Margin, Operating Margin, Piotroski F-Score.

Bear Case : TPH

The primary concerns for TPH are Return on Equity, Profit Margin, Revenue Growth.

Key Dynamics to Monitor

LEN carries more volatility with a beta of 1.40 — expect wider price swings.

LEN is growing revenue faster at -13.3% — sustainability is the question.

LEN generates stronger free cash flow (1.7B), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TPH scores higher overall (50/100 vs 47/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lennar Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Lennar Corporation is a home construction and real estate company based in Fontainebleau, Florida.

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TRI Pointe Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Tri Pointe Homes, Inc. is dedicated to the design, construction and sale of attached and semi-detached single-family homes in the United States. The company is headquartered in Irvine, California.

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