WallStSmart

Lennar Corporation (LEN-B)vsTRI Pointe Homes Inc (TPH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lennar Corporation generates 856% more annual revenue ($33.17B vs $3.47B). TPH leads profitability with a 7.0% profit margin vs 5.4%. TPH appears more attractively valued with a PEG of 1.49. TPH earns a higher WallStSmart Score of 50/100 (D+).

LEN-B

Hold

42

out of 100

Grade: D

Growth: 4.7Profit: 5.0Value: 4.7Quality: 8.5
Piotroski: 3/9Altman Z: 3.66

TPH

Hold

50

out of 100

Grade: D+

Growth: 2.0Profit: 5.0Value: 7.3Quality: 7.8
Piotroski: 4/9Altman Z: 4.07
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LEN-BSignificantly Overvalued (-137.3%)

Margin of Safety

-137.3%

Fair Value

$47.26

Current Price

$88.33

$41.07 premium

UndervaluedFair: $47.26Overvalued
TPHSignificantly Overvalued (-99.5%)

Margin of Safety

-99.5%

Fair Value

$18.50

Current Price

$46.72

$28.22 premium

UndervaluedFair: $18.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEN-B5 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

P/E RatioValuation
12.8x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.67B8/10

Generating 1.7B in free cash flow

TPH3 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

P/E RatioValuation
17.2x8/10

Attractively priced relative to earnings

Areas to Watch

LEN-B4 concerns · Avg: 2.8/10
Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.042/10

Expensive relative to growth rate

TPH4 concerns · Avg: 2.5/10
Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

Profit MarginProfitability
7.0%3/10

7.0% margin — thin

Revenue GrowthGrowth
-22.4%2/10

Revenue declined 22.4%

EPS GrowthGrowth
-48.9%2/10

Earnings declined 48.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : LEN-B

The strongest argument for LEN-B centers on Price/Book, Altman Z-Score, Debt/Equity.

Bull Case : TPH

The strongest argument for TPH centers on Price/Book, Altman Z-Score, P/E Ratio. PEG of 1.49 suggests the stock is reasonably priced for its growth.

Bear Case : LEN-B

The primary concerns for LEN-B are Profit Margin, Operating Margin, Piotroski F-Score.

Bear Case : TPH

The primary concerns for TPH are Return on Equity, Profit Margin, Revenue Growth.

Key Dynamics to Monitor

LEN-B carries more volatility with a beta of 1.40 — expect wider price swings.

LEN-B is growing revenue faster at -13.3% — sustainability is the question.

LEN-B generates stronger free cash flow (1.7B), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TPH scores higher overall (50/100 vs 42/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lennar Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Lennar Corporation is a home construction and real estate company based in Fontainebleau, Florida.

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TRI Pointe Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Tri Pointe Homes, Inc. is dedicated to the design, construction and sale of attached and semi-detached single-family homes in the United States. The company is headquartered in Irvine, California.

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