WallStSmart

PulteGroup Inc (PHM)vsTRI Pointe Homes Inc (TPH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PulteGroup Inc generates 418% more annual revenue ($16.83B vs $3.25B). PHM leads profitability with a 12.1% profit margin vs 5.7%. PHM appears more attractively valued with a PEG of 1.14. PHM earns a higher WallStSmart Score of 59/100 (C).

PHM

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 6.5Value: 7.0Quality: 9.0
Piotroski: 4/9Altman Z: 4.61

TPH

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 4.5Value: 5.7Quality: 7.8
Piotroski: 4/9Altman Z: 4.07

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PHM4 strengths · Avg: 9.3/10
P/E RatioValuation
11.9x10/10

Attractively priced relative to earnings

Altman Z-ScoreHealth
4.6110/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

TPH2 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

Areas to Watch

PHM3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-12.4%2/10

Revenue declined 12.4%

EPS GrowthGrowth
-30.4%2/10

Earnings declined 30.4%

Free Cash FlowQuality
$-12.85M2/10

Negative free cash flow — burning cash

TPH4 concerns · Avg: 2.8/10
Return on EquityProfitability
5.5%3/10

ROE of 5.5% — below average capital efficiency

Profit MarginProfitability
5.7%3/10

5.7% margin — thin

Operating MarginProfitability
1.3%3/10

Operating margin of 1.3%

Revenue GrowthGrowth
-29.6%2/10

Revenue declined 29.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : PHM

The strongest argument for PHM centers on P/E Ratio, Altman Z-Score, Debt/Equity. PEG of 1.14 suggests the stock is reasonably priced for its growth.

Bull Case : TPH

The strongest argument for TPH centers on Price/Book, Altman Z-Score. PEG of 1.49 suggests the stock is reasonably priced for its growth.

Bear Case : PHM

The primary concerns for PHM are Revenue Growth, EPS Growth, Free Cash Flow.

Bear Case : TPH

The primary concerns for TPH are Return on Equity, Profit Margin, Operating Margin.

Key Dynamics to Monitor

PHM profiles as a declining stock while TPH is a value play — different risk/reward profiles.

PHM carries more volatility with a beta of 1.19 — expect wider price swings.

PHM is growing revenue faster at -12.4% — sustainability is the question.

PHM generates stronger free cash flow (-13M), providing more financial flexibility.

Bottom Line

PHM scores higher overall (59/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PulteGroup Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.

TRI Pointe Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Tri Pointe Homes, Inc. is dedicated to the design, construction and sale of attached and semi-detached single-family homes in the United States. The company is headquartered in Irvine, California.

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