WallStSmart

Toll Brothers Inc (TOL)vsTRI Pointe Homes Inc (TPH)

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Smart Verdict

WallStSmart Research — data-driven comparison

Toll Brothers Inc generates 231% more annual revenue ($10.76B vs $3.25B). TOL leads profitability with a 11.1% profit margin vs 5.7%. TOL appears more attractively valued with a PEG of 0.95. TOL earns a higher WallStSmart Score of 59/100 (C).

TOL

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 6.0Value: 6.7Quality: 8.0
Piotroski: 3/9Altman Z: 3.60

TPH

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 4.5Value: 5.7Quality: 7.8
Piotroski: 4/9Altman Z: 4.07
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TOLSignificantly Overvalued (-42.6%)

Margin of Safety

-42.6%

Fair Value

$95.64

Current Price

$134.24

$38.60 premium

UndervaluedFair: $95.64Overvalued

Intrinsic value data unavailable for TPH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TOL4 strengths · Avg: 9.5/10
P/E RatioValuation
11.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.958/10

Growing faster than its price suggests

TPH2 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

Areas to Watch

TOL3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-9.7%2/10

Revenue declined 9.7%

EPS GrowthGrowth
-20.4%2/10

Earnings declined 20.4%

TPH4 concerns · Avg: 2.8/10
Return on EquityProfitability
5.5%3/10

ROE of 5.5% — below average capital efficiency

Profit MarginProfitability
5.7%3/10

5.7% margin — thin

Operating MarginProfitability
1.3%3/10

Operating margin of 1.3%

Revenue GrowthGrowth
-29.6%2/10

Revenue declined 29.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : TOL

The strongest argument for TOL centers on P/E Ratio, Price/Book, Altman Z-Score. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : TPH

The strongest argument for TPH centers on Price/Book, Altman Z-Score. PEG of 1.49 suggests the stock is reasonably priced for its growth.

Bear Case : TOL

The primary concerns for TOL are Piotroski F-Score, Revenue Growth, EPS Growth.

Bear Case : TPH

The primary concerns for TPH are Return on Equity, Profit Margin, Operating Margin.

Key Dynamics to Monitor

TOL profiles as a declining stock while TPH is a value play — different risk/reward profiles.

TOL carries more volatility with a beta of 1.33 — expect wider price swings.

TOL is growing revenue faster at -9.7% — sustainability is the question.

TOL generates stronger free cash flow (220M), providing more financial flexibility.

Bottom Line

TOL scores higher overall (59/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Toll Brothers Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.

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TRI Pointe Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Tri Pointe Homes, Inc. is dedicated to the design, construction and sale of attached and semi-detached single-family homes in the United States. The company is headquartered in Irvine, California.

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