WallStSmart

Toll Brothers Inc (TOL)vsTRI Pointe Homes Inc (TPH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Toll Brothers Inc generates 224% more annual revenue ($11.25B vs $3.47B). TOL leads profitability with a 12.3% profit margin vs 7.0%. TOL appears more attractively valued with a PEG of 0.99. TOL earns a higher WallStSmart Score of 75/100 (B+).

TOL

Strong Buy

75

out of 100

Grade: B+

Growth: 6.7Profit: 7.0Value: 10.0Quality: 8.5
Piotroski: 3/9Altman Z: 3.60

TPH

Hold

50

out of 100

Grade: D+

Growth: 2.0Profit: 5.0Value: 7.3Quality: 7.8
Piotroski: 4/9Altman Z: 4.07
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TOLUndervalued (+74.4%)

Margin of Safety

+74.4%

Fair Value

$629.93

Current Price

$136.91

$493.02 discount

UndervaluedFair: $629.93Overvalued
TPHSignificantly Overvalued (-99.5%)

Margin of Safety

-99.5%

Fair Value

$18.50

Current Price

$46.72

$28.22 premium

UndervaluedFair: $18.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TOL6 strengths · Avg: 8.7/10
P/E RatioValuation
9.8x10/10

Attractively priced relative to earnings

Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.998/10

Growing faster than its price suggests

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
15.4%8/10

15.4% revenue growth

EPS GrowthGrowth
25.1%8/10

Earnings expanding 25.1% YoY

TPH3 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

P/E RatioValuation
17.2x8/10

Attractively priced relative to earnings

Areas to Watch

TOL2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-11.59M2/10

Negative free cash flow — burning cash

TPH4 concerns · Avg: 2.5/10
Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

Profit MarginProfitability
7.0%3/10

7.0% margin — thin

Revenue GrowthGrowth
-22.4%2/10

Revenue declined 22.4%

EPS GrowthGrowth
-48.9%2/10

Earnings declined 48.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : TOL

The strongest argument for TOL centers on P/E Ratio, Altman Z-Score, PEG Ratio. Revenue growth of 15.4% demonstrates continued momentum. PEG of 0.99 suggests the stock is reasonably priced for its growth.

Bull Case : TPH

The strongest argument for TPH centers on Price/Book, Altman Z-Score, P/E Ratio. PEG of 1.49 suggests the stock is reasonably priced for its growth.

Bear Case : TOL

The primary concerns for TOL are Piotroski F-Score, Free Cash Flow.

Bear Case : TPH

The primary concerns for TPH are Return on Equity, Profit Margin, Revenue Growth.

Key Dynamics to Monitor

TOL profiles as a growth stock while TPH is a value play — different risk/reward profiles.

TOL carries more volatility with a beta of 1.45 — expect wider price swings.

TOL is growing revenue faster at 15.4% — sustainability is the question.

TPH generates stronger free cash flow (213M), providing more financial flexibility.

Bottom Line

TOL scores higher overall (75/100 vs 50/100) and 15.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Toll Brothers Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.

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TRI Pointe Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Tri Pointe Homes, Inc. is dedicated to the design, construction and sale of attached and semi-detached single-family homes in the United States. The company is headquartered in Irvine, California.

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