Lument Finance Trust Inc (LFT)vsStarwood Property Trust Inc (STWD)
LFT
Lument Finance Trust Inc
$5.61
+8.09%
REAL ESTATE · Cap: $34.17M
STWD
Starwood Property Trust Inc
$14.32
-0.28%
REAL ESTATE · Cap: $5.70B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 13738% more annual revenue ($597.28M vs $4.32M). STWD leads profitability with a 38.2% profit margin vs 0.0%. STWD earns a higher WallStSmart Score of 49/100 (D+).
LFT
Hold46
out of 100
Grade: D+
STWD
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for LFT.
Margin of Safety
+84.7%
Fair Value
$118.26
Current Price
$14.32
$103.94 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 196.4%
Revenue surging 208.5% year-over-year
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Areas to Watch
Smaller company, higher risk/reward
0.0% margin — thin
Weak financial health signals
ROE of -0.9% — below average capital efficiency
Expensive relative to growth rate
Moderate valuation
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : LFT
The strongest argument for LFT centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 208.5% demonstrates continued momentum.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.
Bear Case : LFT
The primary concerns for LFT are Market Cap, Profit Margin, Piotroski F-Score. Debt-to-equity of 4.40 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, P/E Ratio, Return on Equity. Debt-to-equity of 3.65 is elevated, increasing financial risk.
Key Dynamics to Monitor
LFT profiles as a hypergrowth stock while STWD is a mature play — different risk/reward profiles.
STWD carries more volatility with a beta of 1.03 — expect wider price swings.
LFT is growing revenue faster at 208.5% — sustainability is the question.
LFT generates stronger free cash flow (169,867), providing more financial flexibility.
Bottom Line
STWD scores higher overall (49/100 vs 46/100), backed by strong 38.2% margins and 13.4% revenue growth. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lument Finance Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Lument Finance Trust, Inc., a real estate investment trust, focuses on investing, financing and managing a portfolio of commercial real estate debt investments in the United States. The company is headquartered in New York, New York.
Visit Website →Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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