WallStSmart

NRG Energy Inc. (NRG)vsPublic Service Enterprise Group Inc (PEG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NRG Energy Inc. generates 152% more annual revenue ($30.71B vs $12.17B). PEG leads profitability with a 17.3% profit margin vs 2.8%. NRG appears more attractively valued with a PEG of 1.37. PEG earns a higher WallStSmart Score of 64/100 (C+).

NRG

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 6.0Value: 6.7Quality: 5.3
Piotroski: 5/9Altman Z: 1.70

PEG

Buy

64

out of 100

Grade: C+

Growth: 6.7Profit: 7.0Value: 4.0Quality: 3.8
Piotroski: 5/9Altman Z: 0.95
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NRGUndervalued (+59.0%)

Margin of Safety

+59.0%

Fair Value

$391.91

Current Price

$155.58

$236.33 discount

UndervaluedFair: $391.91Overvalued
PEGSignificantly Overvalued (-48.1%)

Margin of Safety

-48.1%

Fair Value

$56.80

Current Price

$81.66

$24.86 premium

UndervaluedFair: $56.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NRG1 strengths · Avg: 10.0/10
Return on EquityProfitability
41.5%10/10

Every $100 of equity generates 42 in profit

PEG2 strengths · Avg: 8.0/10
Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
18.3%8/10

18.3% revenue growth

Areas to Watch

NRG4 concerns · Avg: 3.5/10
P/E RatioValuation
37.2x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.704/10

Distress zone — elevated risk

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
4.3%3/10

Operating margin of 4.3%

PEG3 concerns · Avg: 2.7/10
PEG RatioValuation
2.434/10

Expensive relative to growth rate

Free Cash FlowQuality
$-408.00M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.952/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : NRG

The strongest argument for NRG centers on Return on Equity. Revenue growth of 13.7% demonstrates continued momentum. PEG of 1.37 suggests the stock is reasonably priced for its growth.

Bull Case : PEG

The strongest argument for PEG centers on Price/Book, Revenue Growth. Profitability is solid with margins at 17.3% and operating margin at 18.1%. Revenue growth of 18.3% demonstrates continued momentum.

Bear Case : NRG

The primary concerns for NRG are P/E Ratio, Altman Z-Score, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : PEG

The primary concerns for PEG are PEG Ratio, Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

NRG profiles as a value stock while PEG is a growth play — different risk/reward profiles.

NRG carries more volatility with a beta of 1.34 — expect wider price swings.

PEG is growing revenue faster at 18.3% — sustainability is the question.

NRG generates stronger free cash flow (-175M), providing more financial flexibility.

Bottom Line

PEG scores higher overall (64/100 vs 54/100), backed by strong 17.3% margins and 18.3% revenue growth. NRG offers better value entry with a 59.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NRG Energy Inc.

UTILITIES · UTILITIES - INDEPENDENT POWER PRODUCERS · USA

NRG Energy, Inc. is a large American energy company, headquartered in Houston, Texas. It was formerly the wholesale arm of Northern States Power Company (NSP), which became Xcel Energy, but became independent in 2000. NRG Energy is involved in energy generation and retail electricity.

Public Service Enterprise Group Inc

UTILITIES · UTILITIES - REGULATED ELECTRIC · USA

The Public Service Enterprise Group (PSEG) is a publicly traded diversified energy company headquartered in Newark, New Jersey.

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