WallStSmart

Regency Centers Corporation (REG)vsWheeler Real Estate Investment Trust Inc (WHLR)

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Smart Verdict

WallStSmart Research — data-driven comparison

Regency Centers Corporation generates 1482% more annual revenue ($1.61B vs $101.84M). WHLR leads profitability with a 46.3% profit margin vs 32.7%. WHLR trades at a lower P/E of 0.1x. REG earns a higher WallStSmart Score of 65/100 (B-).

REG

Strong Buy

65

out of 100

Grade: B-

Growth: 7.3Profit: 7.5Value: 7.3Quality: 4.3
Piotroski: 4/9Altman Z: 0.80

WHLR

Buy

51

out of 100

Grade: C-

Growth: 4.0Profit: 9.0Value: 8.3Quality: 5.0
Piotroski: 4/9Altman Z: -0.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

REGUndervalued (+42.1%)

Margin of Safety

+42.1%

Fair Value

$131.98

Current Price

$74.43

$57.55 discount

UndervaluedFair: $131.98Overvalued
WHLRUndervalued (+99.0%)

Margin of Safety

+99.0%

Fair Value

$208.62

Current Price

$1.14

$207.48 discount

UndervaluedFair: $208.62Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

REG4 strengths · Avg: 9.5/10
Profit MarginProfitability
32.7%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
38.8%10/10

Strong operational efficiency at 38.8%

EPS GrowthGrowth
141.9%10/10

Earnings expanding 141.9% YoY

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

WHLR4 strengths · Avg: 10.0/10
P/E RatioValuation
0.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
57.8%10/10

Every $100 of equity generates 58 in profit

Profit MarginProfitability
46.3%10/10

Keeps 46 of every $100 in revenue as profit

Operating MarginProfitability
33.5%10/10

Strong operational efficiency at 33.5%

Areas to Watch

REG4 concerns · Avg: 2.8/10
P/E RatioValuation
26.4x4/10

Moderate valuation

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

PEG RatioValuation
2.612/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.802/10

Distress zone — elevated risk

WHLR4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$2.68M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-3.9%2/10

Revenue declined 3.9%

Free Cash FlowQuality
$-2.19M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : REG

The strongest argument for REG centers on Profit Margin, Operating Margin, EPS Growth. Profitability is solid with margins at 32.7% and operating margin at 38.8%.

Bull Case : WHLR

The strongest argument for WHLR centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 46.3% and operating margin at 33.5%.

Bear Case : REG

The primary concerns for REG are P/E Ratio, Return on Equity, PEG Ratio.

Bear Case : WHLR

The primary concerns for WHLR are EPS Growth, Market Cap, Revenue Growth. Debt-to-equity of 8.01 is elevated, increasing financial risk.

Key Dynamics to Monitor

REG profiles as a mature stock while WHLR is a declining play — different risk/reward profiles.

WHLR carries more volatility with a beta of 1.28 — expect wider price swings.

REG is growing revenue faster at 8.9% — sustainability is the question.

REG generates stronger free cash flow (76M), providing more financial flexibility.

Bottom Line

REG scores higher overall (65/100 vs 51/100), backed by strong 32.7% margins. WHLR offers better value entry with a 99.0% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Regency Centers Corporation

REAL ESTATE · REIT - RETAIL · USA

Regency Centers Corporation is a real estate investment trust based in Jacksonville, Florida and is one of the largest operators of shopping centers with grocery stores as anchor tenants.

Wheeler Real Estate Investment Trust Inc

REAL ESTATE · REIT - RETAIL · USA

Wheeler Real Estate Investment Trust Inc. (WHLR) is a publicly traded real estate investment trust (REIT) that specializes in the acquisition, management, and enhancement of a diversified portfolio of retail and mixed-use properties throughout the United States. By employing a value-oriented acquisition strategy focused on well-located assets with strong cash flow potential, WHLR aims to generate robust income and maximize capital appreciation. The company's emphasis on strategic asset management and tenant satisfaction ensures resilience in a dynamic market, fostering sustainable growth and delivering value to shareholders in the evolving retail real estate landscape.

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