Target Corporation (TGT)vsUnited-Guardian Inc (UG)
TGT
Target Corporation
$122.57
-1.03%
CONSUMER DEFENSIVE · Cap: $55.95B
UG
United-Guardian Inc
$6.99
+0.07%
CONSUMER DEFENSIVE · Cap: $32.25M
Smart Verdict
WallStSmart Research — data-driven comparison
Target Corporation generates 972570% more annual revenue ($106.38B vs $10.94M). UG leads profitability with a 21.6% profit margin vs 3.2%. UG appears more attractively valued with a PEG of 1.13. UG earns a higher WallStSmart Score of 71/100 (B).
TGT
Buy52
out of 100
Grade: C-
UG
Strong Buy71
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+4.0%
Fair Value
$119.45
Current Price
$122.57
$3.12 discount
Margin of Safety
+36.2%
Fair Value
$10.33
Current Price
$6.99
$3.34 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Safe zone — low bankruptcy risk
Keeps 22 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 22.4%
15.8% revenue growth
Areas to Watch
Expensive relative to growth rate
3.2% margin — thin
Operating margin of 4.5%
Weak financial health signals
Smaller company, higher risk/reward
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : TGT
The strongest argument for TGT centers on Market Cap, Return on Equity, Debt/Equity.
Bull Case : UG
The strongest argument for UG centers on Altman Z-Score, Profit Margin, P/E Ratio. Profitability is solid with margins at 21.6% and operating margin at 22.4%. Revenue growth of 15.8% demonstrates continued momentum.
Bear Case : TGT
The primary concerns for TGT are PEG Ratio, Profit Margin, Operating Margin. Thin 3.2% margins leave little buffer for downturns.
Bear Case : UG
The primary concerns for UG are Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
TGT profiles as a value stock while UG is a growth play — different risk/reward profiles.
TGT carries more volatility with a beta of 1.01 — expect wider price swings.
UG is growing revenue faster at 15.8% — sustainability is the question.
UG generates stronger free cash flow (594,650), providing more financial flexibility.
Bottom Line
UG scores higher overall (71/100 vs 52/100), backed by strong 21.6% margins and 15.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Target Corporation
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Target Corporation is an American retail corporation. Their retail formats include the discount store Target, the hypermarket SuperTarget, and small-format stores previously named CityTarget and TargetExpress before being consolidated under the Target branding.
United-Guardian Inc
CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA
United-Guardian, Inc. manufactures and markets cosmetic ingredients, pharmaceuticals, medical lubricants, and specialty industrial products in the United States and internationally. The company is headquartered in Hauppauge, New York.
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