WallStSmart

Dollar Tree Inc (DLTR)vsTarget Corporation (TGT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Target Corporation generates 453% more annual revenue ($104.78B vs $18.96B). TGT leads profitability with a 3.5% profit margin vs -15.4%. DLTR appears more attractively valued with a PEG of 1.12. DLTR earns a higher WallStSmart Score of 56/100 (C).

DLTR

Buy

56

out of 100

Grade: C

Growth: 6.0Profit: 5.5Value: 8.7Quality: 6.5
Piotroski: 6/9Altman Z: 1.82

TGT

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 5.5Value: 4.7Quality: 5.3
Piotroski: 4/9Altman Z: 2.48
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLTRUndervalued (+0.4%)

Margin of Safety

+0.4%

Fair Value

$125.45

Current Price

$105.92

$19.53 discount

UndervaluedFair: $125.45Overvalued
TGTSignificantly Overvalued (-107.8%)

Margin of Safety

-107.8%

Fair Value

$55.15

Current Price

$113.26

$58.11 premium

UndervaluedFair: $55.15Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLTR1 strengths · Avg: 9.0/10
Return on EquityProfitability
20.1%9/10

Every $100 of equity generates 20 in profit

TGT4 strengths · Avg: 8.5/10
Market CapQuality
$52.88B9/10

Large-cap with strong market position

Return on EquityProfitability
24.0%9/10

Every $100 of equity generates 24 in profit

P/E RatioValuation
14.4x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.29B8/10

Generating 2.3B in free cash flow

Areas to Watch

DLTR3 concerns · Avg: 2.7/10
Altman Z-ScoreHealth
1.824/10

Grey zone — moderate risk

Debt/EquityHealth
1.513/10

Elevated debt levels

Profit MarginProfitability
-15.4%1/10

Currently unprofitable

TGT4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.5%3/10

3.5% margin — thin

Operating MarginProfitability
4.9%3/10

Operating margin of 4.9%

PEG RatioValuation
3.332/10

Expensive relative to growth rate

Revenue GrowthGrowth
-150.0%2/10

Revenue declined 150.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : DLTR

The strongest argument for DLTR centers on Return on Equity. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bull Case : TGT

The strongest argument for TGT centers on Market Cap, Return on Equity, P/E Ratio.

Bear Case : DLTR

The primary concerns for DLTR are Altman Z-Score, Debt/Equity, Profit Margin. Debt-to-equity of 1.51 is elevated, increasing financial risk.

Bear Case : TGT

The primary concerns for TGT are Profit Margin, Operating Margin, PEG Ratio. Thin 3.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

DLTR profiles as a turnaround stock while TGT is a value play — different risk/reward profiles.

TGT carries more volatility with a beta of 1.10 — expect wider price swings.

DLTR is growing revenue faster at 9.4% — sustainability is the question.

TGT generates stronger free cash flow (2.3B), providing more financial flexibility.

Bottom Line

DLTR scores higher overall (56/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar Tree Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.

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Target Corporation

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Target Corporation is an American retail corporation. Their retail formats include the discount store Target, the hypermarket SuperTarget, and small-format stores previously named CityTarget and TargetExpress before being consolidated under the Target branding.

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