AMERISAFE Inc (AMSF)vsRyan Specialty Group Holdings Inc (RYAN)
AMSF
AMERISAFE Inc
$30.03
-1.89%
FINANCIAL SERVICES · Cap: $582.62M
RYAN
Ryan Specialty Group Holdings Inc
$46.52
+1.11%
FINANCIAL SERVICES · Cap: $11.08B
Smart Verdict
WallStSmart Research — data-driven comparison
Ryan Specialty Group Holdings Inc generates 824% more annual revenue ($3.10B vs $335.67M). AMSF leads profitability with a 14.0% profit margin vs 3.5%. AMSF trades at a lower P/E of 14.0x. AMSF earns a higher WallStSmart Score of 64/100 (C+).
AMSF
Buy64
out of 100
Grade: C+
RYAN
Buy57
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 110.1% YoY
Every $100 of equity generates 21 in profit
15.8% revenue growth
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Trading at 9.4x book value
3.5% margin — thin
Weak financial health signals
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : AMSF
The strongest argument for AMSF centers on P/E Ratio, Price/Book. Revenue growth of 13.4% demonstrates continued momentum.
Bull Case : RYAN
The strongest argument for RYAN centers on EPS Growth, Return on Equity, Revenue Growth. Revenue growth of 15.8% demonstrates continued momentum.
Bear Case : AMSF
The primary concerns for AMSF are PEG Ratio, Market Cap, Altman Z-Score.
Bear Case : RYAN
The primary concerns for RYAN are Price/Book, Profit Margin, Piotroski F-Score. A P/E of 51.2x leaves little room for execution misses. Debt-to-equity of 5.88 is elevated, increasing financial risk.
Key Dynamics to Monitor
AMSF profiles as a value stock while RYAN is a growth play — different risk/reward profiles.
RYAN carries more volatility with a beta of 0.60 — expect wider price swings.
RYAN is growing revenue faster at 15.8% — sustainability is the question.
AMSF generates stronger free cash flow (2M), providing more financial flexibility.
Bottom Line
AMSF scores higher overall (64/100 vs 57/100) and 13.4% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AMERISAFE Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
AMERISAFE, Inc., an insurance holding company, writes workers' compensation insurance in the United States. The company is headquartered in DeRidder, Louisiana.
Visit Website →Ryan Specialty Group Holdings Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Ryan Specialty Group Holdings Inc is a leading provider of specialty insurance solutions, renowned for its innovative and tailored risk management services across various sectors. The company leverages a strong network of insurance wholesale operations and underwriting expertise to foster robust partnerships with insurers and distribution channels. By integrating advanced technology and analytics into its operations, Ryan Specialty enhances underwriting efficiencies and optimizes client outcomes. With a commitment to growth and operational excellence, the firm is well-positioned to generate sustainable shareholder value within a dynamic and competitive insurance landscape.
Visit Website →Compare with Other INSURANCE - SPECIALTY Stocks
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