Goosehead Insurance Inc (GSHD) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Goosehead Insurance Inc stock (GSHD) is currently trading at $41.19. Goosehead Insurance Inc PE ratio is 42.42. Goosehead Insurance Inc PS ratio (Price-to-Sales) is 4.24. Analyst consensus price target for GSHD is $74.42. WallStSmart rates GSHD as Underperform.
- GSHD PE ratio analysis and historical PE chart
- GSHD PS ratio (Price-to-Sales) history and trend
- GSHD intrinsic value — DCF, Graham Number, EPV models
- GSHD stock price prediction 2025 2026 2027 2028 2029 2030
- GSHD fair value vs current price
- GSHD insider transactions and insider buying
- Is GSHD undervalued or overvalued?
- Goosehead Insurance Inc financial analysis — revenue, earnings, cash flow
- GSHD Piotroski F-Score and Altman Z-Score
- GSHD analyst price target and Smart Rating
Goosehead Insurance Inc
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GSHD Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Goosehead Insurance Inc (GSHD)
GSHD trades 636% above its Graham fair value of $6.73, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Goosehead Insurance Inc (GSHD) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in return on equity, operating margin, institutional own.. Concerns around price/book and eps growth. Mixed signals suggest waiting for clearer direction before acting.
Goosehead Insurance Inc (GSHD) Key Strengths (3)
Every $100 of shareholder equity generates $176 in profit
112.75% of shares held by major funds and institutions
Strong operational efficiency: $29 kept per $100 revenue
Supporting Valuation Data
Goosehead Insurance Inc (GSHD) Areas to Watch (6)
Earnings declining -15.70%, profits shrinking
Very expensive at 54.2x book value
Premium valuation at 4.2x annual revenue
Thin profit margins with limited profitability
Small-cap company with higher risk but more growth potential
Solid revenue growth at 12.20% per year
Supporting Valuation Data
Goosehead Insurance Inc (GSHD) Detailed Analysis Report
Overall Assessment
This company scores 47/100 in our Smart Analysis, earning a D+ grade. Out of 9 metrics analyzed, 3 register as strengths (avg 9.3/10) while 6 fall into concern territory (avg 3.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Return on Equity, Institutional Own., Operating Margin. Profitability is solid with Return on Equity at 175.80%, Operating Margin at 29.30%.
The Bear Case
The primary concerns are EPS Growth, Price/Book, Price/Sales. Some valuation metrics including Price/Sales (4.24), Price/Book (54.16) suggest expensive pricing. Growth concerns include Revenue Growth at 12.20%, EPS Growth at -15.70%, which may limit upside. Profitability pressure is visible in Profit Margin at 7.63%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 175.80% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 12.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. EPS Growth and Price/Book are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
GSHD Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
GSHD's Price-to-Sales ratio of 4.24x trades at a deep discount to its historical average of 13.54x (2th percentile). The current valuation is 89% below its historical high of 39.49x set in Nov 2020, and 15% above its historical low of 3.7x in Feb 2026. Over the past 12 months, the PS ratio has compressed from ~9.4x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Goosehead Insurance Inc (GSHD) · FINANCIAL SERVICES › INSURANCE BROKERS
The Big Picture
Goosehead Insurance Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 365M with 12% growth year-over-year. Profit margins are thin at 7.6%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
ROE of 175.8% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 23M in free cash flow and 23M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Margin expansion: can Goosehead Insurance Inc push profit margins above 15% as the business scales?
Volatility is elevated with a beta of 1.62, so expect amplified moves relative to the broader market.
Sector dynamics: monitor INSURANCE BROKERS industry trends, competitive moves, and regulatory changes that could impact Goosehead Insurance Inc.
Bottom Line
Goosehead Insurance Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(5 last 3 months)
| Insider | Type | Shares |
|---|---|---|
GOLDBERG, LOUIS Director | Buy | +5,575 |
Data sourced from SEC Form 4 filings
Last updated: 12:58:57 PM
About Goosehead Insurance Inc(GSHD)
NASDAQ
FINANCIAL SERVICES
INSURANCE BROKERS
USA
Goosehead Insurance, Inc. is a portfolio company of Goosehead Financial, LLC providing personal lines insurance agency services in the United States. The company is headquartered in Westlake, Texas.