WallStSmart

Goosehead Insurance Inc (GSHD)vsWillis Towers Watson PLC (WTW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Willis Towers Watson PLC generates 2415% more annual revenue ($10.10B vs $401.64M). WTW leads profitability with a 15.5% profit margin vs 8.8%. WTW trades at a lower P/E of 20.8x. WTW earns a higher WallStSmart Score of 60/100 (C).

GSHD

Buy

60

out of 100

Grade: C+

Growth: 9.3Profit: 8.0Value: 4.7Quality: 6.5
Piotroski: 5/9Altman Z: 1.25

WTW

Buy

60

out of 100

Grade: C

Growth: 4.0Profit: 7.5Value: 5.7Quality: 4.5
Piotroski: 4/9Altman Z: 0.91

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GSHD5 strengths · Avg: 9.2/10
Return on EquityProfitability
175.8%10/10

Every $100 of equity generates 176 in profit

EPS GrowthGrowth
122.2%10/10

Earnings expanding 122.2% YoY

Debt/EquityHealth
-3.3210/10

Conservative balance sheet, low leverage

Operating MarginProfitability
23.4%8/10

Strong operational efficiency at 23.4%

Revenue GrowthGrowth
20.7%8/10

Revenue surging 20.7% year-over-year

WTW1 strengths · Avg: 9.0/10
Return on EquityProfitability
20.9%9/10

Every $100 of equity generates 21 in profit

Areas to Watch

GSHD2 concerns · Avg: 2.0/10
P/E RatioValuation
45.3x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.252/10

Distress zone — elevated risk

WTW3 concerns · Avg: 2.0/10
EPS GrowthGrowth
-26.8%2/10

Earnings declined 26.8%

Free Cash FlowQuality
$-65.00M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.912/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : GSHD

The strongest argument for GSHD centers on Return on Equity, EPS Growth, Debt/Equity. Revenue growth of 20.7% demonstrates continued momentum.

Bull Case : WTW

The strongest argument for WTW centers on Return on Equity. Profitability is solid with margins at 15.5% and operating margin at 17.6%. PEG of 1.08 suggests the stock is reasonably priced for its growth.

Bear Case : GSHD

The primary concerns for GSHD are P/E Ratio, Altman Z-Score. A P/E of 45.3x leaves little room for execution misses.

Bear Case : WTW

The primary concerns for WTW are EPS Growth, Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

GSHD profiles as a growth stock while WTW is a mature play — different risk/reward profiles.

GSHD carries more volatility with a beta of 1.40 — expect wider price swings.

GSHD is growing revenue faster at 20.7% — sustainability is the question.

GSHD generates stronger free cash flow (14M), providing more financial flexibility.

Bottom Line

GSHD scores higher overall (60/100 vs 60/100) and 20.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Goosehead Insurance Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Goosehead Insurance, Inc. is a portfolio company of Goosehead Financial, LLC providing personal lines insurance agency services in the United States. The company is headquartered in Westlake, Texas.

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Willis Towers Watson PLC

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Willis Towers Watson PLC (WTW) is a leading global advisory, broking, and solutions firm, dedicated to delivering innovative risk management, insurance, and consulting services across more than 140 countries. With a strong emphasis on advanced data analytics and technology, WTW provides tailored solutions to address critical issues in health, retirement, and talent management for a diverse client base, including multinational corporations and small businesses. The firm’s commitment to driving sustainable growth and enhancing client engagement positions it as a trusted partner in navigating complex market dynamics, further solidifying its status as an industry leader.

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