Goosehead Insurance Inc (GSHD)vsWillis Towers Watson PLC (WTW)
GSHD
Goosehead Insurance Inc
$41.19
-1.93%
FINANCIAL SERVICES · Cap: $1.55B
WTW
Willis Towers Watson PLC
$289.51
-1.31%
FINANCIAL SERVICES · Cap: $28.09B
Smart Verdict
WallStSmart Research — data-driven comparison
Willis Towers Watson PLC generates 2562% more annual revenue ($9.71B vs $364.63M). WTW leads profitability with a 16.5% profit margin vs 7.6%. WTW trades at a lower P/E of 18.1x. WTW earns a higher WallStSmart Score of 62/100 (C+).
GSHD
Hold47
out of 100
Grade: D+
WTW
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-635.6%
Fair Value
$6.73
Current Price
$41.19
$34.46 premium
Margin of Safety
-153.5%
Fair Value
$110.50
Current Price
$289.51
$179.01 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 176 in profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.3%
Strong operational efficiency at 35.4%
Every $100 of equity generates 20 in profit
Areas to Watch
Smaller company, higher risk/reward
7.6% margin — thin
Weak financial health signals
Premium valuation, high expectations priced in
Revenue declined 3.3%
Earnings declined 38.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : GSHD
The strongest argument for GSHD centers on Return on Equity, Debt/Equity, Operating Margin. Revenue growth of 12.2% demonstrates continued momentum.
Bull Case : WTW
The strongest argument for WTW centers on Operating Margin, Return on Equity. Profitability is solid with margins at 16.5% and operating margin at 35.4%. PEG of 1.08 suggests the stock is reasonably priced for its growth.
Bear Case : GSHD
The primary concerns for GSHD are Market Cap, Profit Margin, Piotroski F-Score. A P/E of 42.4x leaves little room for execution misses.
Bear Case : WTW
The primary concerns for WTW are Revenue Growth, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
GSHD profiles as a value stock while WTW is a declining play — different risk/reward profiles.
GSHD carries more volatility with a beta of 1.62 — expect wider price swings.
GSHD is growing revenue faster at 12.2% — sustainability is the question.
WTW generates stronger free cash flow (708M), providing more financial flexibility.
Bottom Line
WTW scores higher overall (62/100 vs 47/100), backed by strong 16.5% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goosehead Insurance Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Goosehead Insurance, Inc. is a portfolio company of Goosehead Financial, LLC providing personal lines insurance agency services in the United States. The company is headquartered in Westlake, Texas.
Visit Website →Willis Towers Watson PLC
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Willis Towers Watson PLC (WTW) is a leading global advisory, broking, and solutions firm that excels in risk management, insurance, and consulting services. With a presence in over 140 countries, WTW leverages cutting-edge data analytics and technology to deliver tailored solutions across key sectors such as health, retirement, and talent management. The company caters to a diverse clientele, ranging from multinational corporations to smaller enterprises, and is dedicated to fostering sustainable growth while enhancing client engagement. Its strategic initiatives position WTW as a trusted partner for organizations seeking to navigate the complexities of an evolving market landscape.
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