WallStSmart

Goosehead Insurance Inc (GSHD)vsMarsh & McLennan Companies, Inc. (MRSH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Marsh & McLennan Companies, Inc. generates 7100% more annual revenue ($27.52B vs $382.20M). MRSH leads profitability with a 14.3% profit margin vs 8.0%. MRSH trades at a lower P/E of 20.8x. GSHD earns a higher WallStSmart Score of 59/100 (C).

GSHD

Buy

59

out of 100

Grade: C

Growth: 9.3Profit: 7.5Value: 4.7Quality: 6.3
Piotroski: 3/9

MRSH

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 7.5Value: 5.0Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GSHD4 strengths · Avg: 9.5/10
Return on EquityProfitability
175.8%10/10

Every $100 of equity generates 176 in profit

EPS GrowthGrowth
111.9%10/10

Earnings expanding 111.9% YoY

Debt/EquityHealth
-0.3710/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
23.3%8/10

Revenue surging 23.3% year-over-year

MRSH3 strengths · Avg: 8.7/10
Market CapQuality
$80.06B9/10

Large-cap with strong market position

Return on EquityProfitability
27.6%9/10

Every $100 of equity generates 28 in profit

Operating MarginProfitability
24.3%8/10

Strong operational efficiency at 24.3%

Areas to Watch

GSHD4 concerns · Avg: 3.3/10
P/E RatioValuation
37.0x4/10

Premium valuation, high expectations priced in

Market CapQuality
$1.50B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
8.0%3/10

8.0% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

MRSH3 concerns · Avg: 2.7/10
PEG RatioValuation
1.624/10

Expensive relative to growth rate

EPS GrowthGrowth
-15.4%2/10

Earnings declined 15.4%

Free Cash FlowQuality
$-750.00M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : GSHD

The strongest argument for GSHD centers on Return on Equity, EPS Growth, Debt/Equity. Revenue growth of 23.3% demonstrates continued momentum.

Bull Case : MRSH

The strongest argument for MRSH centers on Market Cap, Return on Equity, Operating Margin.

Bear Case : GSHD

The primary concerns for GSHD are P/E Ratio, Market Cap, Profit Margin.

Bear Case : MRSH

The primary concerns for MRSH are PEG Ratio, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

GSHD profiles as a growth stock while MRSH is a value play — different risk/reward profiles.

GSHD carries more volatility with a beta of 1.62 — expect wider price swings.

GSHD is growing revenue faster at 23.3% — sustainability is the question.

GSHD generates stronger free cash flow (21M), providing more financial flexibility.

Bottom Line

GSHD scores higher overall (59/100 vs 58/100) and 23.3% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Goosehead Insurance Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Goosehead Insurance, Inc. is a portfolio company of Goosehead Financial, LLC providing personal lines insurance agency services in the United States. The company is headquartered in Westlake, Texas.

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Marsh & McLennan Companies, Inc.

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Marsh & McLennan Companies, Inc., a professional services company, provides advisory services and insurance solutions to clients in the areas of risk, strategy, and people globally. The company is headquartered in New York, New York.

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