WallStSmart

Goosehead Insurance Inc (GSHD)vsMarsh & McLennan Companies, Inc. (MRSH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Marsh & McLennan Companies, Inc. generates 6858% more annual revenue ($27.95B vs $401.64M). MRSH leads profitability with a 14.2% profit margin vs 8.8%. MRSH trades at a lower P/E of 22.4x. MRSH earns a higher WallStSmart Score of 62/100 (C+).

GSHD

Buy

60

out of 100

Grade: C+

Growth: 9.3Profit: 8.0Value: 4.7Quality: 6.5
Piotroski: 5/9Altman Z: 1.25

MRSH

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 8.0Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: 1.74

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GSHD5 strengths · Avg: 9.2/10
Return on EquityProfitability
175.8%10/10

Every $100 of equity generates 176 in profit

EPS GrowthGrowth
122.2%10/10

Earnings expanding 122.2% YoY

Debt/EquityHealth
-3.3210/10

Conservative balance sheet, low leverage

Operating MarginProfitability
23.4%8/10

Strong operational efficiency at 23.4%

Revenue GrowthGrowth
20.7%8/10

Revenue surging 20.7% year-over-year

MRSH4 strengths · Avg: 8.5/10
Market CapQuality
$91.72B9/10

Large-cap with strong market position

Return on EquityProfitability
26.2%9/10

Every $100 of equity generates 26 in profit

Operating MarginProfitability
26.3%8/10

Strong operational efficiency at 26.3%

Free Cash FlowQuality
$1.45B8/10

Generating 1.5B in free cash flow

Areas to Watch

GSHD2 concerns · Avg: 2.0/10
P/E RatioValuation
45.3x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.252/10

Distress zone — elevated risk

MRSH3 concerns · Avg: 3.7/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.744/10

Distress zone — elevated risk

Debt/EquityHealth
1.473/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GSHD

The strongest argument for GSHD centers on Return on Equity, EPS Growth, Debt/Equity. Revenue growth of 20.7% demonstrates continued momentum.

Bull Case : MRSH

The strongest argument for MRSH centers on Market Cap, Return on Equity, Operating Margin.

Bear Case : GSHD

The primary concerns for GSHD are P/E Ratio, Altman Z-Score. A P/E of 45.3x leaves little room for execution misses.

Bear Case : MRSH

The primary concerns for MRSH are PEG Ratio, Altman Z-Score, Debt/Equity.

Key Dynamics to Monitor

GSHD profiles as a growth stock while MRSH is a value play — different risk/reward profiles.

GSHD carries more volatility with a beta of 1.40 — expect wider price swings.

GSHD is growing revenue faster at 20.7% — sustainability is the question.

MRSH generates stronger free cash flow (1.5B), providing more financial flexibility.

Bottom Line

MRSH scores higher overall (62/100 vs 60/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Goosehead Insurance Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Goosehead Insurance, Inc. is a portfolio company of Goosehead Financial, LLC providing personal lines insurance agency services in the United States. The company is headquartered in Westlake, Texas.

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Marsh & McLennan Companies, Inc.

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Marsh & McLennan Companies, Inc., a professional services company, provides advisory services and insurance solutions to clients in the areas of risk, strategy, and people globally. The company is headquartered in New York, New York.

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