WallStSmart

AGNC Investment Corp (AGNC)vsBlackstone Mortgage Trust Inc (BXMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp generates 308% more annual revenue ($1.80B vs $439.95M). AGNC leads profitability with a 92.9% profit margin vs 24.9%. AGNC appears more attractively valued with a PEG of 17.55. AGNC earns a higher WallStSmart Score of 75/100 (B+).

AGNC

Strong Buy

75

out of 100

Grade: B+

Growth: 4.7Profit: 8.0Value: 7.3Quality: 3.3
Piotroski: 2/9Altman Z: -0.95

BXMT

Buy

64

out of 100

Grade: C+

Growth: 6.7Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 5/9Altman Z: 0.81
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCUndervalued (+83.7%)

Margin of Safety

+83.7%

Fair Value

$70.20

Current Price

$10.14

$60.06 discount

UndervaluedFair: $70.20Overvalued
BXMTSignificantly Overvalued (-40.1%)

Margin of Safety

-40.1%

Fair Value

$14.28

Current Price

$19.00

$4.72 premium

UndervaluedFair: $14.28Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNC4 strengths · Avg: 10.0/10
P/E RatioValuation
6.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
92.9%10/10

Keeps 93 of every $100 in revenue as profit

Operating MarginProfitability
95.9%10/10

Strong operational efficiency at 95.9%

BXMT4 strengths · Avg: 9.3/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
49.4%10/10

Revenue surging 49.4% year-over-year

Profit MarginProfitability
24.9%9/10

Keeps 25 of every $100 in revenue as profit

Operating MarginProfitability
23.3%8/10

Strong operational efficiency at 23.3%

Areas to Watch

AGNC3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
17.552/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

BXMT4 concerns · Avg: 2.8/10
P/E RatioValuation
29.0x4/10

Moderate valuation

Return on EquityProfitability
3.0%3/10

ROE of 3.0% — below average capital efficiency

PEG RatioValuation
254.802/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.812/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.

Bull Case : BXMT

The strongest argument for BXMT centers on Price/Book, Revenue Growth, Profit Margin. Profitability is solid with margins at 24.9% and operating margin at 23.3%. Revenue growth of 49.4% demonstrates continued momentum.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.

Bear Case : BXMT

The primary concerns for BXMT are P/E Ratio, Return on Equity, PEG Ratio.

Key Dynamics to Monitor

AGNC profiles as a mature stock while BXMT is a growth play — different risk/reward profiles.

AGNC carries more volatility with a beta of 1.35 — expect wider price swings.

BXMT is growing revenue faster at 49.4% — sustainability is the question.

BXMT generates stronger free cash flow (136M), providing more financial flexibility.

Bottom Line

AGNC scores higher overall (75/100 vs 64/100), backed by strong 92.9% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Blackstone Mortgage Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Blackstone Mortgage Trust, Inc., a real estate financing company, originates senior secured commercial property loans in North America, Europe and Australia. The company is headquartered in New York, New York.

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