WallStSmart

AGNC Investment Corp. (AGNC)vsLadder Capital Corp Class A (LADR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp. generates 1004% more annual revenue ($2.40B vs $217.52M). AGNC leads profitability with a 94.4% profit margin vs 24.0%. LADR appears more attractively valued with a PEG of 1.89. AGNC earns a higher WallStSmart Score of 75/100 (B+).

AGNC

Strong Buy

75

out of 100

Grade: B+

Growth: 7.3Profit: 8.0Value: 4.7Quality: 2.5
Piotroski: 3/9Altman Z: -0.95

LADR

Buy

54

out of 100

Grade: C-

Growth: 2.7Profit: 6.5Value: 4.0Quality: 3.3
Piotroski: 2/9Altman Z: 0.25
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCSignificantly Overvalued (-42.7%)

Margin of Safety

-42.7%

Fair Value

$8.01

Current Price

$10.84

$2.83 premium

UndervaluedFair: $8.01Overvalued
LADRSignificantly Overvalued (-22.4%)

Margin of Safety

-22.4%

Fair Value

$8.62

Current Price

$9.76

$1.14 premium

UndervaluedFair: $8.62Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNC6 strengths · Avg: 10.0/10
P/E RatioValuation
8.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Profit MarginProfitability
94.4%10/10

Keeps 94 of every $100 in revenue as profit

Operating MarginProfitability
95.6%10/10

Strong operational efficiency at 95.6%

Revenue GrowthGrowth
546.0%10/10

Revenue surging 546.0% year-over-year

EPS GrowthGrowth
772.0%10/10

Earnings expanding 772.0% YoY

LADR3 strengths · Avg: 9.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
24.0%9/10

Keeps 24 of every $100 in revenue as profit

Operating MarginProfitability
28.2%8/10

Strong operational efficiency at 28.2%

Areas to Watch

AGNC4 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.482/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

Debt/EquityHealth
7.161/10

Elevated debt levels

LADR4 concerns · Avg: 3.5/10
PEG RatioValuation
1.894/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

Market CapQuality
$1.21B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.8%3/10

ROE of 3.8% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.

Bull Case : LADR

The strongest argument for LADR centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 24.0% and operating margin at 28.2%.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk.

Bear Case : LADR

The primary concerns for LADR are PEG Ratio, Revenue Growth, Market Cap. Debt-to-equity of 2.80 is elevated, increasing financial risk.

Key Dynamics to Monitor

AGNC profiles as a growth stock while LADR is a value play — different risk/reward profiles.

AGNC carries more volatility with a beta of 1.30 — expect wider price swings.

AGNC is growing revenue faster at 546.0% — sustainability is the question.

AGNC generates stronger free cash flow (387M), providing more financial flexibility.

Bottom Line

AGNC scores higher overall (75/100 vs 54/100), backed by strong 94.4% margins and 546.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Ladder Capital Corp Class A

REAL ESTATE · REIT - MORTGAGE · USA

Ladder Capital Corp is a real estate investment trust in the United States. The company is headquartered in New York, New York.

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