WallStSmart

Ladder Capital Corp Class A (LADR)vsStarwood Property Trust Inc (STWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Starwood Property Trust Inc generates 154% more annual revenue ($547.93M vs $215.38M). STWD leads profitability with a 75.1% profit margin vs 29.8%. LADR appears more attractively valued with a PEG of 1.89. STWD earns a higher WallStSmart Score of 67/100 (B-).

LADR

Buy

54

out of 100

Grade: C-

Growth: 2.0Profit: 7.0Value: 7.3Quality: 2.5
Piotroski: 2/9Altman Z: 0.39

STWD

Strong Buy

67

out of 100

Grade: B-

Growth: 8.7Profit: 6.0Value: 7.3Quality: 4.5
Piotroski: 4/9Altman Z: 0.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LADRSignificantly Overvalued (-204.0%)

Margin of Safety

-204.0%

Fair Value

$3.47

Current Price

$9.99

$6.52 premium

UndervaluedFair: $3.47Overvalued
STWDUndervalued (+66.4%)

Margin of Safety

+66.4%

Fair Value

$53.82

Current Price

$17.48

$36.34 discount

UndervaluedFair: $53.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LADR3 strengths · Avg: 9.7/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Operating MarginProfitability
30.7%10/10

Strong operational efficiency at 30.7%

Profit MarginProfitability
29.8%9/10

Keeps 30 of every $100 in revenue as profit

STWD5 strengths · Avg: 9.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Profit MarginProfitability
75.1%10/10

Keeps 75 of every $100 in revenue as profit

Revenue GrowthGrowth
62.6%10/10

Revenue surging 62.6% year-over-year

EPS GrowthGrowth
78.0%10/10

Earnings expanding 78.0% YoY

P/E RatioValuation
15.1x8/10

Attractively priced relative to earnings

Areas to Watch

LADR4 concerns · Avg: 3.3/10
PEG RatioValuation
1.894/10

Expensive relative to growth rate

Market CapQuality
$1.26B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.2%3/10

ROE of 4.2% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

STWD3 concerns · Avg: 2.3/10
Return on EquityProfitability
6.0%3/10

ROE of 6.0% — below average capital efficiency

PEG RatioValuation
2.732/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.212/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : LADR

The strongest argument for LADR centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 29.8% and operating margin at 30.7%.

Bull Case : STWD

The strongest argument for STWD centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 75.1% and operating margin at 11.2%. Revenue growth of 62.6% demonstrates continued momentum.

Bear Case : LADR

The primary concerns for LADR are PEG Ratio, Market Cap, Return on Equity. Debt-to-equity of 2.37 is elevated, increasing financial risk.

Bear Case : STWD

The primary concerns for STWD are Return on Equity, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

LADR profiles as a declining stock while STWD is a growth play — different risk/reward profiles.

STWD carries more volatility with a beta of 1.11 — expect wider price swings.

STWD is growing revenue faster at 62.6% — sustainability is the question.

STWD generates stronger free cash flow (190M), providing more financial flexibility.

Bottom Line

STWD scores higher overall (67/100 vs 54/100), backed by strong 75.1% margins and 62.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ladder Capital Corp Class A

REAL ESTATE · REIT - MORTGAGE · USA

Ladder Capital Corp is a real estate investment trust in the United States. The company is headquartered in New York, New York.

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Starwood Property Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.

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