WallStSmart

Ladder Capital Corp Class A (LADR)vsStarwood Property Trust Inc (STWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Starwood Property Trust Inc generates 167% more annual revenue ($580.84M vs $217.52M). STWD leads profitability with a 60.5% profit margin vs 24.0%. STWD appears more attractively valued with a PEG of 1.74. STWD earns a higher WallStSmart Score of 59/100 (C).

LADR

Buy

54

out of 100

Grade: C-

Growth: 2.7Profit: 6.5Value: 4.0Quality: 3.3
Piotroski: 2/9Altman Z: 0.25

STWD

Buy

59

out of 100

Grade: C

Growth: 5.3Profit: 6.5Value: 7.3Quality: 2.5
Piotroski: 2/9Altman Z: 0.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LADRSignificantly Overvalued (-22.4%)

Margin of Safety

-22.4%

Fair Value

$8.62

Current Price

$9.76

$1.14 premium

UndervaluedFair: $8.62Overvalued
STWDUndervalued (+84.5%)

Margin of Safety

+84.5%

Fair Value

$116.56

Current Price

$16.45

$100.11 discount

UndervaluedFair: $116.56Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LADR3 strengths · Avg: 9.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
24.0%9/10

Keeps 24 of every $100 in revenue as profit

Operating MarginProfitability
28.2%8/10

Strong operational efficiency at 28.2%

STWD4 strengths · Avg: 9.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
60.5%10/10

Keeps 61 of every $100 in revenue as profit

P/E RatioValuation
16.8x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
21.8%8/10

Revenue surging 21.8% year-over-year

Areas to Watch

LADR4 concerns · Avg: 3.5/10
PEG RatioValuation
1.894/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

Market CapQuality
$1.21B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.8%3/10

ROE of 3.8% — below average capital efficiency

STWD4 concerns · Avg: 3.0/10
PEG RatioValuation
1.744/10

Expensive relative to growth rate

Return on EquityProfitability
5.3%3/10

ROE of 5.3% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-60.4%2/10

Earnings declined 60.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : LADR

The strongest argument for LADR centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 24.0% and operating margin at 28.2%.

Bull Case : STWD

The strongest argument for STWD centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 60.5% and operating margin at 17.4%. Revenue growth of 21.8% demonstrates continued momentum.

Bear Case : LADR

The primary concerns for LADR are PEG Ratio, Revenue Growth, Market Cap. Debt-to-equity of 2.80 is elevated, increasing financial risk.

Bear Case : STWD

The primary concerns for STWD are PEG Ratio, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.47 is elevated, increasing financial risk.

Key Dynamics to Monitor

LADR profiles as a value stock while STWD is a growth play — different risk/reward profiles.

STWD carries more volatility with a beta of 1.03 — expect wider price swings.

STWD is growing revenue faster at 21.8% — sustainability is the question.

LADR generates stronger free cash flow (39M), providing more financial flexibility.

Bottom Line

STWD scores higher overall (59/100 vs 54/100), backed by strong 60.5% margins and 21.8% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ladder Capital Corp Class A

REAL ESTATE · REIT - MORTGAGE · USA

Ladder Capital Corp is a real estate investment trust in the United States. The company is headquartered in New York, New York.

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Starwood Property Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.

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