MGIC Investment Corp (MTG)vsRadian Group Inc (RDN)
MTG
MGIC Investment Corp
$26.01
+0.50%
FINANCIAL SERVICES · Cap: $5.61B
RDN
Radian Group Inc
$32.97
+0.33%
FINANCIAL SERVICES · Cap: $4.48B
Smart Verdict
WallStSmart Research — data-driven comparison
MGIC Investment Corp generates 1% more annual revenue ($1.21B vs $1.20B). MTG leads profitability with a 60.8% profit margin vs 48.7%. MTG appears more attractively valued with a PEG of 0.40. RDN earns a higher WallStSmart Score of 76/100 (B+).
MTG
Buy65
out of 100
Grade: C+
RDN
Strong Buy76
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+33.2%
Fair Value
$40.95
Current Price
$26.01
$14.94 discount
Margin of Safety
+74.3%
Fair Value
$133.10
Current Price
$32.97
$100.13 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Strong operational efficiency at 74.2%
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 49 of every $100 in revenue as profit
Strong operational efficiency at 76.7%
Growing faster than its price suggests
Areas to Watch
3.9% earnings growth
Weak financial health signals
Revenue declined 0.9%
2.7% revenue growth
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : MTG
The strongest argument for MTG centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 60.8% and operating margin at 74.2%. PEG of 0.40 suggests the stock is reasonably priced for its growth.
Bull Case : RDN
The strongest argument for RDN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 48.7% and operating margin at 76.7%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bear Case : MTG
The primary concerns for MTG are EPS Growth, Piotroski F-Score, Revenue Growth.
Bear Case : RDN
The primary concerns for RDN are Revenue Growth, Piotroski F-Score.
Key Dynamics to Monitor
MTG profiles as a declining stock while RDN is a value play — different risk/reward profiles.
MTG carries more volatility with a beta of 0.80 — expect wider price swings.
RDN is growing revenue faster at 2.7% — sustainability is the question.
RDN generates stronger free cash flow (406M), providing more financial flexibility.
Bottom Line
RDN scores higher overall (76/100 vs 65/100), backed by strong 48.7% margins. MTG offers better value entry with a 33.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
MGIC Investment Corp
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.
Radian Group Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Radian Group Inc. is engaged in the mortgage and real estate services business in the United States. The company is headquartered in Philadelphia, Pennsylvania.
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