MGIC Investment Corp (MTG)vsRadian Group Inc (RDN)
MTG
MGIC Investment Corp
$30.74
-0.32%
FINANCIAL SERVICES · Cap: $6.29B
RDN
Radian Group Inc
$35.62
-1.66%
FINANCIAL SERVICES · Cap: $4.81B
Smart Verdict
WallStSmart Research — data-driven comparison
Radian Group Inc generates 38% more annual revenue ($1.65B vs $1.20B). MTG leads profitability with a 59.2% profit margin vs 32.5%. MTG appears more attractively valued with a PEG of 0.40. RDN earns a higher WallStSmart Score of 78/100 (B+).
MTG
Strong Buy67
out of 100
Grade: B-
RDN
Strong Buy78
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 59 of every $100 in revenue as profit
Strong operational efficiency at 80.8%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 31.6%
Revenue surging 93.5% year-over-year
Safe zone — low bankruptcy risk
Areas to Watch
Weak financial health signals
Revenue declined 2.9%
Earnings declined 16.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : MTG
The strongest argument for MTG centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 59.2% and operating margin at 80.8%. PEG of 0.40 suggests the stock is reasonably priced for its growth.
Bull Case : RDN
The strongest argument for RDN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 32.5% and operating margin at 31.6%. Revenue growth of 93.5% demonstrates continued momentum.
Bear Case : MTG
The primary concerns for MTG are Piotroski F-Score, Revenue Growth.
Bear Case : RDN
The primary concerns for RDN are EPS Growth.
Key Dynamics to Monitor
MTG profiles as a declining stock while RDN is a growth play — different risk/reward profiles.
RDN carries more volatility with a beta of 0.70 — expect wider price swings.
RDN is growing revenue faster at 93.5% — sustainability is the question.
RDN generates stronger free cash flow (627M), providing more financial flexibility.
Bottom Line
RDN scores higher overall (78/100 vs 67/100), backed by strong 32.5% margins and 93.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
MGIC Investment Corp
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.
Radian Group Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Radian Group Inc. is engaged in the mortgage and real estate services business in the United States. The company is headquartered in Philadelphia, Pennsylvania.
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