Brighthouse Financial, Inc. (BHF)vsUnum Group (UNM)
BHF
Brighthouse Financial, Inc.
$62.65
+0.47%
FINANCIAL SERVICES · Cap: $3.62B
UNM
Unum Group
$86.84
+2.27%
FINANCIAL SERVICES · Cap: $14.82B
Smart Verdict
WallStSmart Research — data-driven comparison
Unum Group generates 119% more annual revenue ($13.34B vs $6.09B). UNM leads profitability with a 5.9% profit margin vs -1.1%. UNM earns a higher WallStSmart Score of 67/100 (B-).
BHF
Hold38
out of 100
Grade: F
UNM
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Reasonable price relative to book value
Earnings expanding 33.0% YoY
Areas to Watch
ROE of -1.1% — below average capital efficiency
Revenue declined 36.2%
Earnings declined 82.1%
Negative free cash flow — burning cash
ROE of 7.2% — below average capital efficiency
5.9% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : BHF
The strongest argument for BHF centers on Price/Book.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book, EPS Growth. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : BHF
The primary concerns for BHF are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : UNM
The primary concerns for UNM are Return on Equity, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
BHF profiles as a turnaround stock while UNM is a value play — different risk/reward profiles.
BHF carries more volatility with a beta of 0.87 — expect wider price swings.
UNM is growing revenue faster at 8.5% — sustainability is the question.
UNM generates stronger free cash flow (301M), providing more financial flexibility.
Bottom Line
UNM scores higher overall (67/100 vs 38/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Brighthouse Financial, Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Brighthouse Financial, Inc. offers life insurance and annuity products in the United States. The company is headquartered in Charlotte, North Carolina.
Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
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