Brighthouse Financial, Inc. (BHF)vsUnum Group (UNM)
BHF
Brighthouse Financial, Inc.
$50.11
-1.44%
FINANCIAL SERVICES · Cap: $3.00B
UNM
Unum Group
$94.42
+0.12%
FINANCIAL SERVICES · Cap: $14.73B
Smart Verdict
WallStSmart Research — data-driven comparison
Unum Group generates 95% more annual revenue ($13.35B vs $6.84B). BHF leads profitability with a 12.1% profit margin vs 5.3%. BHF trades at a lower P/E of 4.1x. BHF earns a higher WallStSmart Score of 79/100 (B+).
BHF
Strong Buy79
out of 100
Grade: B+
UNM
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 77.8%
Revenue surging 86.7% year-over-year
Earnings expanding 1521.0% YoY
Reasonable price relative to book value
Areas to Watch
ROE of -1.1% — below average capital efficiency
Negative free cash flow — burning cash
0.3% revenue growth
ROE of 6.5% — below average capital efficiency
5.3% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : BHF
The strongest argument for BHF centers on P/E Ratio, Price/Book, Operating Margin. Revenue growth of 86.7% demonstrates continued momentum.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : BHF
The primary concerns for BHF are Return on Equity, Free Cash Flow.
Bear Case : UNM
The primary concerns for UNM are Revenue Growth, Return on Equity, Profit Margin.
Key Dynamics to Monitor
BHF profiles as a growth stock while UNM is a value play — different risk/reward profiles.
BHF carries more volatility with a beta of 0.84 — expect wider price swings.
BHF is growing revenue faster at 86.7% — sustainability is the question.
UNM generates stronger free cash flow (474M), providing more financial flexibility.
Bottom Line
BHF scores higher overall (79/100 vs 55/100) and 86.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Brighthouse Financial, Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Brighthouse Financial, Inc. offers life insurance and annuity products in the United States. The company is headquartered in Charlotte, North Carolina.
Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
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