Brighthouse Financial, Inc. (BHFAP)vsUnum Group (UNM)
BHFAP
Brighthouse Financial, Inc.
$13.75
-0.07%
FINANCIAL SERVICES · Cap: $2.68B
UNM
Unum Group
$94.42
+0.12%
FINANCIAL SERVICES · Cap: $14.73B
Smart Verdict
WallStSmart Research — data-driven comparison
Unum Group generates 95% more annual revenue ($13.35B vs $6.84B). BHFAP leads profitability with a 12.1% profit margin vs 5.3%. BHFAP trades at a lower P/E of 1.1x. BHFAP earns a higher WallStSmart Score of 64/100 (C+).
BHFAP
Buy64
out of 100
Grade: C+
UNM
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 77.8%
Revenue surging 86.7% year-over-year
Earnings expanding 1521.0% YoY
Reasonable price relative to book value
Areas to Watch
ROE of -1.2% — below average capital efficiency
Negative free cash flow — burning cash
0.3% revenue growth
ROE of 6.5% — below average capital efficiency
5.3% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : BHFAP
The strongest argument for BHFAP centers on P/E Ratio, Price/Book, Operating Margin. Revenue growth of 86.7% demonstrates continued momentum.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : BHFAP
The primary concerns for BHFAP are Return on Equity, Free Cash Flow.
Bear Case : UNM
The primary concerns for UNM are Revenue Growth, Return on Equity, Profit Margin.
Key Dynamics to Monitor
BHFAP profiles as a growth stock while UNM is a value play — different risk/reward profiles.
BHFAP carries more volatility with a beta of 0.84 — expect wider price swings.
BHFAP is growing revenue faster at 86.7% — sustainability is the question.
UNM generates stronger free cash flow (474M), providing more financial flexibility.
Bottom Line
BHFAP scores higher overall (64/100 vs 55/100) and 86.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Brighthouse Financial, Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Brighthouse Financial, Inc. offers life insurance and annuity products in the United States. The company is headquartered in Charlotte, North Carolina.
Visit Website →Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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