WallStSmart

Colgate-Palmolive Company (CL)vsUnilever PLC ADR (UL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Unilever PLC ADR generates 148% more annual revenue ($50.50B vs $20.38B). UL leads profitability with a 18.8% profit margin vs 10.5%. UL appears more attractively valued with a PEG of 1.98. CL earns a higher WallStSmart Score of 56/100 (C).

CL

Buy

56

out of 100

Grade: C

Growth: 6.7Profit: 8.5Value: 4.7Quality: 3.3
Piotroski: 3/9

UL

Buy

50

out of 100

Grade: C-

Growth: 2.0Profit: 8.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CLSignificantly Overvalued (-279.8%)

Margin of Safety

-279.8%

Fair Value

$22.51

Current Price

$87.52

$65.01 premium

UndervaluedFair: $22.51Overvalued
ULSignificantly Overvalued (-269.3%)

Margin of Safety

-269.3%

Fair Value

$20.20

Current Price

$62.35

$42.15 premium

UndervaluedFair: $20.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CL5 strengths · Avg: 9.0/10
Return on EquityProfitability
49.7%10/10

Every $100 of equity generates 50 in profit

EPS GrowthGrowth
110.0%10/10

Earnings expanding 110.0% YoY

Market CapQuality
$72.09B9/10

Large-cap with strong market position

Operating MarginProfitability
20.4%8/10

Strong operational efficiency at 20.4%

Free Cash FlowQuality
$1.28B8/10

Generating 1.3B in free cash flow

UL4 strengths · Avg: 8.8/10
Return on EquityProfitability
31.0%10/10

Every $100 of equity generates 31 in profit

Market CapQuality
$142.97B9/10

Large-cap with strong market position

Operating MarginProfitability
20.1%8/10

Strong operational efficiency at 20.1%

Free Cash FlowQuality
$5.48B8/10

Generating 5.5B in free cash flow

Areas to Watch

CL4 concerns · Avg: 2.8/10
P/E RatioValuation
34.2x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.482/10

Expensive relative to growth rate

Price/BookValuation
1250.3x2/10

Trading at 1250.3x book value

UL3 concerns · Avg: 2.7/10
PEG RatioValuation
1.984/10

Expensive relative to growth rate

Revenue GrowthGrowth
-3.2%2/10

Revenue declined 3.2%

EPS GrowthGrowth
-3.4%2/10

Earnings declined 3.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : CL

The strongest argument for CL centers on Return on Equity, EPS Growth, Market Cap.

Bull Case : UL

The strongest argument for UL centers on Return on Equity, Market Cap, Operating Margin. Profitability is solid with margins at 18.8% and operating margin at 20.1%.

Bear Case : CL

The primary concerns for CL are P/E Ratio, Piotroski F-Score, PEG Ratio. Debt-to-equity of 147.93 is elevated, increasing financial risk.

Bear Case : UL

The primary concerns for UL are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

CL profiles as a value stock while UL is a declining play — different risk/reward profiles.

CL carries more volatility with a beta of 0.26 — expect wider price swings.

CL is growing revenue faster at 5.8% — sustainability is the question.

UL generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

CL scores higher overall (56/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Colgate-Palmolive Company

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Colgate-Palmolive Company is an American multinational consumer products company headquartered on Park Avenue in Midtown Manhattan, New York City. It specializes in the production, distribution and provision of household, health care, personal care and veterinary products.

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Unilever PLC ADR

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Unilever PLC is a fast moving consumer goods company in Asia, Africa, the Middle East, Turkey, Russia, Ukraine, Belarus, America and Europe. The company is headquartered in London, the United Kingdom.

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