WallStSmart

Curbline Properties Corp. (CURB)vsRegency Centers Corporation (REG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Regency Centers Corporation generates 716% more annual revenue ($1.65B vs $202.19M). REG leads profitability with a 33.1% profit margin vs 16.2%. REG trades at a lower P/E of 27.6x. REG earns a higher WallStSmart Score of 63/100 (C+).

CURB

Hold

48

out of 100

Grade: D+

Growth: 7.3Profit: 5.5Value: 4.0Quality: 7.5
Piotroski: 3/9Altman Z: 2.31

REG

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 8.0Value: 6.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.79
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CURB.

REGUndervalued (+44.1%)

Margin of Safety

+44.1%

Fair Value

$136.81

Current Price

$77.72

$59.09 discount

UndervaluedFair: $136.81Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CURB2 strengths · Avg: 9.0/10
Revenue GrowthGrowth
49.9%10/10

Revenue surging 49.9% year-over-year

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

REG3 strengths · Avg: 9.3/10
Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
40.7%10/10

Strong operational efficiency at 40.7%

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Areas to Watch

CURB4 concerns · Avg: 2.5/10
Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
103.2x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-69.8%2/10

Earnings declined 69.8%

REG3 concerns · Avg: 2.7/10
P/E RatioValuation
27.6x4/10

Moderate valuation

PEG RatioValuation
2.702/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.792/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CURB

The strongest argument for CURB centers on Revenue Growth, Price/Book. Profitability is solid with margins at 16.2% and operating margin at 13.1%. Revenue growth of 49.9% demonstrates continued momentum.

Bull Case : REG

The strongest argument for REG centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 33.1% and operating margin at 40.7%.

Bear Case : CURB

The primary concerns for CURB are Return on Equity, Piotroski F-Score, P/E Ratio. A P/E of 103.2x leaves little room for execution misses.

Bear Case : REG

The primary concerns for REG are P/E Ratio, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

CURB profiles as a growth stock while REG is a mature play — different risk/reward profiles.

CURB is growing revenue faster at 49.9% — sustainability is the question.

REG generates stronger free cash flow (48M), providing more financial flexibility.

Monitor REIT - RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

REG scores higher overall (63/100 vs 48/100), backed by strong 33.1% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Curbline Properties Corp.

REAL ESTATE · REIT - RETAIL · USA

Curbline Properties Corp. is a forward-thinking real estate investment and development firm dedicated to transforming urban landscapes with sustainable and community-driven property solutions. Its diversified portfolio includes both residential and commercial projects, underscoring the company's ability to strategically acquire, reposition, and manage assets based on meticulous market analysis and sector expertise. By prioritizing innovative development practices that meet the evolving demands of urban environments, Curbline positions itself as an attractive opportunity for institutional investors seeking to engage in the dynamic real estate market.

Regency Centers Corporation

REAL ESTATE · REIT - RETAIL · USA

Regency Centers Corporation is a real estate investment trust based in Jacksonville, Florida and is one of the largest operators of shopping centers with grocery stores as anchor tenants.

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