WallStSmart

CVR Energy Inc (CVI)vsExxon Mobil Corp (XOM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Exxon Mobil Corp generates 4249% more annual revenue ($326.01B vs $7.50B). XOM leads profitability with a 7.8% profit margin vs -0.6%. CVI appears more attractively valued with a PEG of 0.71. XOM earns a higher WallStSmart Score of 50/100 (C-).

CVI

Hold

47

out of 100

Grade: D+

Growth: 4.0Profit: 2.5Value: 6.3Quality: 5.5
Piotroski: 7/9Altman Z: 2.11

XOM

Buy

50

out of 100

Grade: C-

Growth: 2.7Profit: 5.5Value: 4.7Quality: 6.5
Piotroski: 1/9Altman Z: 3.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVIUndervalued (+11.7%)

Margin of Safety

+11.7%

Fair Value

$27.68

Current Price

$33.15

$5.47 discount

UndervaluedFair: $27.68Overvalued
XOMSignificantly Overvalued (-82.9%)

Margin of Safety

-82.9%

Fair Value

$81.96

Current Price

$149.92

$67.96 premium

UndervaluedFair: $81.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVI2 strengths · Avg: 8.0/10
PEG RatioValuation
0.718/10

Growing faster than its price suggests

Revenue GrowthGrowth
20.3%8/10

Revenue surging 20.3% year-over-year

XOM5 strengths · Avg: 9.0/10
Market CapQuality
$619.92B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.4410/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$2.23B8/10

Generating 2.2B in free cash flow

Areas to Watch

CVI4 concerns · Avg: 1.5/10
Return on EquityProfitability
-7.8%2/10

ROE of -7.8% — below average capital efficiency

EPS GrowthGrowth
-68.1%2/10

Earnings declined 68.1%

Profit MarginProfitability
-0.6%1/10

Currently unprofitable

Operating MarginProfitability
-7.3%1/10

Operating margin of -7.3%

XOM4 concerns · Avg: 3.5/10
P/E RatioValuation
25.2x4/10

Moderate valuation

Revenue GrowthGrowth
2.6%4/10

2.6% revenue growth

Profit MarginProfitability
7.8%3/10

7.8% margin — thin

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CVI

The strongest argument for CVI centers on PEG Ratio, Revenue Growth. Revenue growth of 20.3% demonstrates continued momentum. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bull Case : XOM

The strongest argument for XOM centers on Market Cap, Altman Z-Score, Debt/Equity. PEG of 1.38 suggests the stock is reasonably priced for its growth.

Bear Case : CVI

The primary concerns for CVI are Return on Equity, EPS Growth, Profit Margin. Debt-to-equity of 3.35 is elevated, increasing financial risk.

Bear Case : XOM

The primary concerns for XOM are P/E Ratio, Revenue Growth, Profit Margin.

Key Dynamics to Monitor

CVI profiles as a growth stock while XOM is a value play — different risk/reward profiles.

CVI carries more volatility with a beta of 0.79 — expect wider price swings.

CVI is growing revenue faster at 20.3% — sustainability is the question.

XOM generates stronger free cash flow (2.2B), providing more financial flexibility.

Bottom Line

XOM scores higher overall (50/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CVR Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

CVR Energy, Inc., is engaged in petroleum refining and nitrogen fertilizer manufacturing activities in the United States. The company is headquartered in Sugar Land, Texas.

Exxon Mobil Corp

ENERGY · OIL & GAS INTEGRATED · USA

Exxon Mobil Corporation, stylized as ExxonMobil, is an American multinational oil and gas corporation headquartered in Irving, Texas. It is the largest direct descendant of John D. Rockefeller's Standard Oil, and was formed on November 30, 1999 by the merger of Exxon (formerly the Standard Oil Company of New Jersey) and Mobil (formerly the Standard Oil Company of New York). ExxonMobil's primary brands are Exxon, Mobil, Esso, and ExxonMobil Chemical. ExxonMobil is incorporated in New Jersey.

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