WallStSmart

CVR Energy Inc (CVI)vsExxon Mobil Corp (XOM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Exxon Mobil Corp generates 4423% more annual revenue ($323.90B vs $7.16B). XOM leads profitability with a 8.9% profit margin vs 0.4%. CVI appears more attractively valued with a PEG of 0.71. XOM earns a higher WallStSmart Score of 50/100 (C-).

CVI

Hold

47

out of 100

Grade: D+

Growth: 2.0Profit: 4.0Value: 6.7Quality: 6.3
Piotroski: 6/9Altman Z: 1.89

XOM

Buy

50

out of 100

Grade: C-

Growth: 2.0Profit: 6.0Value: 4.7Quality: 6.5
Piotroski: 1/9Altman Z: 3.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVIUndervalued (+50.9%)

Margin of Safety

+50.9%

Fair Value

$49.72

Current Price

$34.13

$15.59 discount

UndervaluedFair: $49.72Overvalued
XOMSignificantly Overvalued (-46.3%)

Margin of Safety

-46.3%

Fair Value

$105.46

Current Price

$154.33

$48.87 premium

UndervaluedFair: $105.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVI1 strengths · Avg: 8.0/10
PEG RatioValuation
0.718/10

Growing faster than its price suggests

XOM5 strengths · Avg: 9.0/10
Market CapQuality
$642.90B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.4410/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.23B8/10

Generating 5.2B in free cash flow

Areas to Watch

CVI4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

P/E RatioValuation
126.4x2/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
-7.0%2/10

Revenue declined 7.0%

XOM3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-1.3%2/10

Revenue declined 1.3%

EPS GrowthGrowth
-11.0%2/10

Earnings declined 11.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : CVI

The strongest argument for CVI centers on PEG Ratio. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bull Case : XOM

The strongest argument for XOM centers on Market Cap, Altman Z-Score, Debt/Equity. PEG of 1.38 suggests the stock is reasonably priced for its growth.

Bear Case : CVI

The primary concerns for CVI are Altman Z-Score, Profit Margin, P/E Ratio. A P/E of 126.4x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.

Bear Case : XOM

The primary concerns for XOM are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

CVI carries more volatility with a beta of 0.91 — expect wider price swings.

XOM is growing revenue faster at -1.3% — sustainability is the question.

XOM generates stronger free cash flow (5.2B), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

XOM scores higher overall (50/100 vs 47/100). CVI offers better value entry with a 50.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CVR Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

CVR Energy, Inc., is engaged in petroleum refining and nitrogen fertilizer manufacturing activities in the United States. The company is headquartered in Sugar Land, Texas.

Exxon Mobil Corp

ENERGY · OIL & GAS INTEGRATED · USA

Exxon Mobil Corporation, stylized as ExxonMobil, is an American multinational oil and gas corporation headquartered in Irving, Texas. It is the largest direct descendant of John D. Rockefeller's Standard Oil, and was formed on November 30, 1999 by the merger of Exxon (formerly the Standard Oil Company of New Jersey) and Mobil (formerly the Standard Oil Company of New York). ExxonMobil's primary brands are Exxon, Mobil, Esso, and ExxonMobil Chemical. ExxonMobil is incorporated in New Jersey.

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