WallStSmart

Covenant Logistics Group, Inc. (CVLG)vsSchneider National Inc (SNDR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Schneider National Inc generates 387% more annual revenue ($5.67B vs $1.16B). SNDR leads profitability with a 1.8% profit margin vs 0.6%. SNDR trades at a lower P/E of 42.8x. SNDR earns a higher WallStSmart Score of 43/100 (D).

CVLG

Hold

39

out of 100

Grade: F

Growth: 3.3Profit: 3.5Value: 3.0Quality: 4.8
Piotroski: 2/9

SNDR

Hold

43

out of 100

Grade: D

Growth: 2.7Profit: 4.0Value: 4.7Quality: 6.3
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVLGSignificantly Overvalued (-2584.4%)

Margin of Safety

-2584.4%

Fair Value

$1.09

Current Price

$26.61

$25.52 premium

UndervaluedFair: $1.09Overvalued
SNDRSignificantly Overvalued (-641.1%)

Margin of Safety

-641.1%

Fair Value

$4.01

Current Price

$25.85

$21.84 premium

UndervaluedFair: $4.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVLG1 strengths · Avg: 8.0/10
Price/BookValuation
1.7x8/10

Reasonable price relative to book value

SNDR2 strengths · Avg: 9.5/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Areas to Watch

CVLG4 concerns · Avg: 3.0/10
Market CapQuality
$634.60M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

Profit MarginProfitability
0.6%3/10

0.6% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

SNDR4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

Return on EquityProfitability
3.5%3/10

ROE of 3.5% — below average capital efficiency

Profit MarginProfitability
1.8%3/10

1.8% margin — thin

Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : CVLG

The strongest argument for CVLG centers on Price/Book.

Bull Case : SNDR

The strongest argument for SNDR centers on Price/Book, Debt/Equity.

Bear Case : CVLG

The primary concerns for CVLG are Market Cap, Return on Equity, Profit Margin. A P/E of 158.1x leaves little room for execution misses. Thin 0.6% margins leave little buffer for downturns.

Bear Case : SNDR

The primary concerns for SNDR are Revenue Growth, Return on Equity, Profit Margin. A P/E of 42.8x leaves little room for execution misses. Thin 1.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

CVLG carries more volatility with a beta of 1.14 — expect wider price swings.

CVLG is growing revenue faster at 6.5% — sustainability is the question.

SNDR generates stronger free cash flow (76M), providing more financial flexibility.

Monitor TRUCKING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SNDR scores higher overall (43/100 vs 39/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Covenant Logistics Group, Inc.

INDUSTRIALS · TRUCKING · USA

Covenant Logistics Group, Inc., provides transportation and logistics services in the United States. The company is headquartered in Chattanooga, Tennessee.

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Schneider National Inc

INDUSTRIALS · TRUCKING · USA

Schneider National, Inc., a surface transportation and logistics solutions company, provides trucking, intermodal and logistics services in North America. The company is headquartered in Green Bay, Wisconsin.

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