WallStSmart

Covenant Logistics Group, Inc. (CVLG)vsOld Dominion Freight Line Inc (ODFL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Old Dominion Freight Line Inc generates 354% more annual revenue ($5.46B vs $1.20B). ODFL leads profitability with a 18.5% profit margin vs 0.4%. ODFL trades at a lower P/E of 51.3x. ODFL earns a higher WallStSmart Score of 46/100 (D+).

CVLG

Hold

41

out of 100

Grade: D

Growth: 3.3Profit: 4.0Value: 3.0Quality: 5.0
Piotroski: 2/9Altman Z: 1.84

ODFL

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 8.5Value: 2.0Quality: 8.0
Piotroski: 4/9Altman Z: 4.87
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVLGSignificantly Overvalued (-41.8%)

Margin of Safety

-41.8%

Fair Value

$20.63

Current Price

$43.52

$22.89 premium

UndervaluedFair: $20.63Overvalued
ODFLSignificantly Overvalued (-78.2%)

Margin of Safety

-78.2%

Fair Value

$137.89

Current Price

$245.52

$107.63 premium

UndervaluedFair: $137.89Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVLG1 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

ODFL5 strengths · Avg: 9.2/10
Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.8710/10

Safe zone — low bankruptcy risk

Market CapQuality
$51.11B9/10

Large-cap with strong market position

Return on EquityProfitability
22.9%9/10

Every $100 of equity generates 23 in profit

Operating MarginProfitability
23.8%8/10

Strong operational efficiency at 23.8%

Areas to Watch

CVLG4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.844/10

Grey zone — moderate risk

Market CapQuality
$1.09B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.3%3/10

ROE of 1.3% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

ODFL4 concerns · Avg: 2.5/10
Price/BookValuation
11.6x4/10

Trading at 11.6x book value

PEG RatioValuation
3.512/10

Expensive relative to growth rate

P/E RatioValuation
51.3x2/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : CVLG

The strongest argument for CVLG centers on Price/Book. Revenue growth of 14.0% demonstrates continued momentum.

Bull Case : ODFL

The strongest argument for ODFL centers on Debt/Equity, Altman Z-Score, Market Cap. Profitability is solid with margins at 18.5% and operating margin at 23.8%.

Bear Case : CVLG

The primary concerns for CVLG are Altman Z-Score, Market Cap, Return on Equity. A P/E of 480.2x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.

Bear Case : ODFL

The primary concerns for ODFL are Price/Book, PEG Ratio, P/E Ratio. A P/E of 51.3x leaves little room for execution misses.

Key Dynamics to Monitor

CVLG profiles as a value stock while ODFL is a declining play — different risk/reward profiles.

CVLG carries more volatility with a beta of 1.32 — expect wider price swings.

CVLG is growing revenue faster at 14.0% — sustainability is the question.

ODFL generates stronger free cash flow (311M), providing more financial flexibility.

Bottom Line

ODFL scores higher overall (46/100 vs 41/100), backed by strong 18.5% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Covenant Logistics Group, Inc.

INDUSTRIALS · TRUCKING · USA

Covenant Logistics Group, Inc., provides transportation and logistics services in the United States. The company is headquartered in Chattanooga, Tennessee.

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Old Dominion Freight Line Inc

INDUSTRIALS · TRUCKING · USA

Old Dominion Freight Line, Inc. is an American less than truckload shipping (LTL) company. It offers regional, inter-regional and national LTL service. In addition to its core LTL services, the company offers logistics services including ground and air expedited transportation, supply chain consulting, transportation management, truckload brokerage, container delivery and warehousing, as well as household moving services.

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