WallStSmart

Dollar General Corporation (DG)vsFranklin Covey Company (FC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Dollar General Corporation generates 16337% more annual revenue ($43.08B vs $262.06M). DG leads profitability with a 3.6% profit margin vs -0.9%. FC appears more attractively valued with a PEG of 1.12. DG earns a higher WallStSmart Score of 59/100 (C).

DG

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.5
Piotroski: 5/9Altman Z: 2.08

FC

Avoid

32

out of 100

Grade: F

Growth: 3.3Profit: 3.0Value: 5.0Quality: 6.5
Piotroski: 4/9Altman Z: 2.00
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DGUndervalued (+13.5%)

Margin of Safety

+13.5%

Fair Value

$170.04

Current Price

$103.70

$66.34 discount

UndervaluedFair: $170.04Overvalued
FCFair Value (-4.0%)

Margin of Safety

-4.0%

Fair Value

$18.02

Current Price

$23.94

$5.92 premium

UndervaluedFair: $18.02Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DG2 strengths · Avg: 8.0/10
P/E RatioValuation
16.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

FC1 strengths · Avg: 10.0/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Areas to Watch

DG4 concerns · Avg: 3.5/10
PEG RatioValuation
1.654/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.4%4/10

3.4% revenue growth

Profit MarginProfitability
3.6%3/10

3.6% margin — thin

Debt/EquityHealth
1.793/10

Elevated debt levels

FC4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Market CapQuality
$269.75M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-4.2%2/10

ROE of -4.2% — below average capital efficiency

EPS GrowthGrowth
-61.3%2/10

Earnings declined 61.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : DG

The strongest argument for DG centers on P/E Ratio, Price/Book.

Bull Case : FC

The strongest argument for FC centers on Debt/Equity. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bear Case : DG

The primary concerns for DG are PEG Ratio, Revenue Growth, Profit Margin. Debt-to-equity of 1.79 is elevated, increasing financial risk. Thin 3.6% margins leave little buffer for downturns.

Bear Case : FC

The primary concerns for FC are Revenue Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

DG profiles as a value stock while FC is a turnaround play — different risk/reward profiles.

FC carries more volatility with a beta of 0.81 — expect wider price swings.

DG is growing revenue faster at 3.4% — sustainability is the question.

DG generates stronger free cash flow (365M), providing more financial flexibility.

Bottom Line

DG scores higher overall (59/100 vs 32/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar General Corporation

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar General Corporation is an American chain of variety stores headquartered in Goodlettsville, Tennessee.

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Franklin Covey Company

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Franklin Covey Co. provides training and consulting services in the areas of execution, sales performance, productivity, customer loyalty, leadership, and educational improvement for organizations and individuals globally. The company is headquartered in Salt Lake City, Utah.

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