BJs Wholesale Club Holdings Inc (BJ)vsFranklin Covey Company (FC)
BJ
BJs Wholesale Club Holdings Inc
$89.21
+0.92%
CONSUMER DEFENSIVE · Cap: $11.63B
FC
Franklin Covey Company
$23.94
-0.91%
CONSUMER DEFENSIVE · Cap: $269.75M
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 8282% more annual revenue ($21.97B vs $262.06M). BJ leads profitability with a 2.6% profit margin vs -0.9%. FC appears more attractively valued with a PEG of 1.12. BJ earns a higher WallStSmart Score of 50/100 (C-).
BJ
Buy50
out of 100
Grade: C-
FC
Avoid32
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-71.6%
Fair Value
$58.00
Current Price
$89.21
$31.21 premium
Margin of Safety
-4.0%
Fair Value
$18.02
Current Price
$23.94
$5.92 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 23 in profit
Conservative balance sheet, low leverage
Areas to Watch
Expensive relative to growth rate
2.6% margin — thin
Operating margin of 3.7%
Elevated debt levels
0.1% revenue growth
Smaller company, higher risk/reward
ROE of -4.2% — below average capital efficiency
Earnings declined 61.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : FC
The strongest argument for FC centers on Debt/Equity. PEG of 1.12 suggests the stock is reasonably priced for its growth.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.
Bear Case : FC
The primary concerns for FC are Revenue Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
BJ profiles as a value stock while FC is a turnaround play — different risk/reward profiles.
FC carries more volatility with a beta of 0.81 — expect wider price swings.
BJ is growing revenue faster at 9.9% — sustainability is the question.
FC generates stronger free cash flow (13M), providing more financial flexibility.
Bottom Line
BJ scores higher overall (50/100 vs 32/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Franklin Covey Company
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Franklin Covey Co. provides training and consulting services in the areas of execution, sales performance, productivity, customer loyalty, leadership, and educational improvement for organizations and individuals globally. The company is headquartered in Salt Lake City, Utah.
Compare with Other DISCOUNT STORES Stocks
Want to dig deeper into these stocks?