BJs Wholesale Club Holdings Inc (BJ)vsFranklin Covey Company (FC)
BJ
BJs Wholesale Club Holdings Inc
$91.43
-0.82%
CONSUMER DEFENSIVE · Cap: $11.86B
FC
Franklin Covey Company
$21.20
-1.99%
CONSUMER DEFENSIVE · Cap: $243.60M
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 8088% more annual revenue ($21.46B vs $262.06M). BJ leads profitability with a 2.7% profit margin vs -0.9%. FC appears more attractively valued with a PEG of 0.95. BJ earns a higher WallStSmart Score of 52/100 (C-).
BJ
Buy52
out of 100
Grade: C-
FC
Hold37
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+24.9%
Fair Value
$132.45
Current Price
$91.43
$41.02 discount
Margin of Safety
+19.9%
Fair Value
$23.42
Current Price
$21.20
$2.22 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 29 in profit
Growing faster than its price suggests
Areas to Watch
Expensive relative to growth rate
3.5% earnings growth
2.7% margin — thin
Operating margin of 3.2%
0.1% revenue growth
Smaller company, higher risk/reward
ROE of -4.2% — below average capital efficiency
Earnings declined 61.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : FC
The strongest argument for FC centers on PEG Ratio. PEG of 0.95 suggests the stock is reasonably priced for its growth.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.
Bear Case : FC
The primary concerns for FC are Revenue Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
BJ profiles as a value stock while FC is a turnaround play — different risk/reward profiles.
FC carries more volatility with a beta of 0.58 — expect wider price swings.
BJ is growing revenue faster at 5.6% — sustainability is the question.
BJ generates stronger free cash flow (193M), providing more financial flexibility.
Bottom Line
BJ scores higher overall (52/100 vs 37/100). FC offers better value entry with a 19.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Franklin Covey Company
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Franklin Covey Co. provides training and consulting services in the areas of execution, sales performance, productivity, customer loyalty, leadership, and educational improvement for organizations and individuals globally. The company is headquartered in Salt Lake City, Utah.
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