WallStSmart

Dollar Tree Inc (DLTR)vsFranklin Covey Company (FC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Dollar Tree Inc generates 7416% more annual revenue ($19.75B vs $262.75M). DLTR leads profitability with a 6.5% profit margin vs 0.8%. FC appears more attractively valued with a PEG of 1.15. DLTR earns a higher WallStSmart Score of 57/100 (C).

DLTR

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 6.5Value: 6.0Quality: 5.5
Piotroski: 6/9Altman Z: 2.51

FC

Hold

40

out of 100

Grade: F

Growth: 3.3Profit: 4.5Value: 4.0Quality: 5.3
Piotroski: 4/9Altman Z: 2.00
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLTRUndervalued (+17.0%)

Margin of Safety

+17.0%

Fair Value

$150.57

Current Price

$128.57

$22.00 discount

UndervaluedFair: $150.57Overvalued
FCFair Value (-3.7%)

Margin of Safety

-3.7%

Fair Value

$18.08

Current Price

$21.14

$3.06 premium

UndervaluedFair: $18.08Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLTR1 strengths · Avg: 10.0/10
Return on EquityProfitability
36.7%10/10

Every $100 of equity generates 37 in profit

FC0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

DLTR3 concerns · Avg: 2.7/10
PEG RatioValuation
1.574/10

Expensive relative to growth rate

Profit MarginProfitability
6.5%3/10

6.5% margin — thin

Debt/EquityHealth
2.171/10

Elevated debt levels

FC4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Market CapQuality
$241.46M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.8%3/10

0.8% margin — thin

P/E RatioValuation
139.1x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : DLTR

The strongest argument for DLTR centers on Return on Equity.

Bull Case : FC

PEG of 1.15 suggests the stock is reasonably priced for its growth.

Bear Case : DLTR

The primary concerns for DLTR are PEG Ratio, Profit Margin, Debt/Equity. Debt-to-equity of 2.17 is elevated, increasing financial risk.

Bear Case : FC

The primary concerns for FC are Revenue Growth, Market Cap, Profit Margin. A P/E of 139.1x leaves little room for execution misses. Thin 0.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

FC carries more volatility with a beta of 0.80 — expect wider price swings.

DLTR is growing revenue faster at 7.2% — sustainability is the question.

DLTR generates stronger free cash flow (391M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DLTR scores higher overall (57/100 vs 40/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar Tree Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.

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Franklin Covey Company

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Franklin Covey Co. provides training and consulting services in the areas of execution, sales performance, productivity, customer loyalty, leadership, and educational improvement for organizations and individuals globally. The company is headquartered in Salt Lake City, Utah.

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