WallStSmart

DR Horton Inc (DHI)vsLegacy Housing Corp (LEGH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

DR Horton Inc generates 18485% more annual revenue ($33.35B vs $179.45M). LEGH leads profitability with a 28.6% profit margin vs 9.2%. LEGH appears more attractively valued with a PEG of 0.61. LEGH earns a higher WallStSmart Score of 79/100 (B+).

DHI

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 6.0Value: 5.3Quality: 8.0
Piotroski: 3/9Altman Z: 5.10

LEGH

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 8.0Value: 6.0Quality: 8.5
Piotroski: 2/9Altman Z: 7.83
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DHISignificantly Overvalued (-34.5%)

Margin of Safety

-34.5%

Fair Value

$103.30

Current Price

$137.89

$34.59 premium

UndervaluedFair: $103.30Overvalued
LEGHSignificantly Overvalued (-55.6%)

Margin of Safety

-55.6%

Fair Value

$13.91

Current Price

$27.67

$13.76 premium

UndervaluedFair: $13.91Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DHI3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
5.1010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.2x8/10

Attractively priced relative to earnings

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

LEGH6 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
39.9%10/10

Strong operational efficiency at 39.9%

Revenue GrowthGrowth
32.3%10/10

Revenue surging 32.3% year-over-year

EPS GrowthGrowth
64.6%10/10

Earnings expanding 64.6% YoY

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.8310/10

Safe zone — low bankruptcy risk

Areas to Watch

DHI3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-4.8%2/10

Earnings declined 4.8%

LEGH2 concerns · Avg: 3.0/10
Market CapQuality
$663.27M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : DHI

The strongest argument for DHI centers on Altman Z-Score, P/E Ratio, Price/Book. PEG of 1.20 suggests the stock is reasonably priced for its growth.

Bull Case : LEGH

The strongest argument for LEGH centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 28.6% and operating margin at 39.9%. Revenue growth of 32.3% demonstrates continued momentum.

Bear Case : DHI

The primary concerns for DHI are Revenue Growth, Piotroski F-Score, EPS Growth.

Bear Case : LEGH

The primary concerns for LEGH are Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

DHI profiles as a value stock while LEGH is a growth play — different risk/reward profiles.

DHI carries more volatility with a beta of 1.37 — expect wider price swings.

LEGH is growing revenue faster at 32.3% — sustainability is the question.

DHI generates stronger free cash flow (375M), providing more financial flexibility.

Bottom Line

LEGH scores higher overall (79/100 vs 57/100), backed by strong 28.6% margins and 32.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

DR Horton Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

D.R. Horton, Inc. is a home construction company incorporated in Delaware and headquartered in Arlington, Texas.

Legacy Housing Corp

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Legacy Housing Corporation builds, sells, and finances manufactured homes and tiny homes primarily in the southern United States. The company is headquartered in Bedford, Texas.

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