WallStSmart

Legacy Housing Corp (LEGH)vsLennar Corporation (LEN-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lennar Corporation generates 20220% more annual revenue ($33.17B vs $163.26M). LEGH leads profitability with a 26.0% profit margin vs 5.4%. LEGH appears more attractively valued with a PEG of 0.61. LEGH earns a higher WallStSmart Score of 65/100 (C+).

LEGH

Buy

65

out of 100

Grade: C+

Growth: 3.3Profit: 7.5Value: 6.0Quality: 8.5
Piotroski: 2/9Altman Z: 7.83

LEN-B

Buy

53

out of 100

Grade: C-

Growth: 2.7Profit: 5.0Value: 8.7Quality: 8.5
Piotroski: 3/9Altman Z: 3.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LEGHSignificantly Overvalued (-75.8%)

Margin of Safety

-75.8%

Fair Value

$12.31

Current Price

$23.22

$10.91 premium

UndervaluedFair: $12.31Overvalued
LEN-BUndervalued (+85.4%)

Margin of Safety

+85.4%

Fair Value

$766.63

Current Price

$88.66

$677.97 discount

UndervaluedFair: $766.63Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEGH6 strengths · Avg: 9.5/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.0%10/10

Strong operational efficiency at 36.0%

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.8310/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
26.0%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.618/10

Growing faster than its price suggests

LEN-B5 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.758/10

Growing faster than its price suggests

P/E RatioValuation
12.8x8/10

Attractively priced relative to earnings

Areas to Watch

LEGH4 concerns · Avg: 2.8/10
Market CapQuality
$566.72M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.9%3/10

ROE of 7.9% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-3.7%2/10

Revenue declined 3.7%

LEN-B4 concerns · Avg: 2.8/10
Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Operating MarginProfitability
3.6%3/10

Operating margin of 3.6%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-13.3%2/10

Revenue declined 13.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : LEGH

The strongest argument for LEGH centers on Price/Book, Operating Margin, Debt/Equity. Profitability is solid with margins at 26.0% and operating margin at 36.0%. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : LEN-B

The strongest argument for LEN-B centers on Price/Book, Altman Z-Score, Debt/Equity. PEG of 0.75 suggests the stock is reasonably priced for its growth.

Bear Case : LEGH

The primary concerns for LEGH are Market Cap, Return on Equity, Piotroski F-Score.

Bear Case : LEN-B

The primary concerns for LEN-B are Profit Margin, Operating Margin, Piotroski F-Score.

Key Dynamics to Monitor

LEGH profiles as a declining stock while LEN-B is a value play — different risk/reward profiles.

LEN-B carries more volatility with a beta of 1.40 — expect wider price swings.

LEGH is growing revenue faster at -3.7% — sustainability is the question.

LEGH generates stronger free cash flow (5M), providing more financial flexibility.

Bottom Line

LEGH scores higher overall (65/100 vs 53/100), backed by strong 26.0% margins. LEN-B offers better value entry with a 85.4% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Legacy Housing Corp

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Legacy Housing Corporation builds, sells, and finances manufactured homes and tiny homes primarily in the southern United States. The company is headquartered in Bedford, Texas.

Lennar Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Lennar Corporation is a home construction and real estate company based in Fontainebleau, Florida.

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