WallStSmart

Legacy Housing Corp (LEGH)vsNVR Inc (NVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVR Inc generates 5974% more annual revenue ($9.92B vs $163.26M). LEGH leads profitability with a 26.0% profit margin vs 12.5%. LEGH appears more attractively valued with a PEG of 0.61. LEGH earns a higher WallStSmart Score of 65/100 (C+).

LEGH

Buy

65

out of 100

Grade: C+

Growth: 3.3Profit: 7.5Value: 6.0Quality: 8.5
Piotroski: 2/9Altman Z: 7.83

NVR

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 8.0Value: 5.0Quality: 7.3
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LEGHSignificantly Overvalued (-75.8%)

Margin of Safety

-75.8%

Fair Value

$12.31

Current Price

$23.22

$10.91 premium

UndervaluedFair: $12.31Overvalued

Intrinsic value data unavailable for NVR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEGH6 strengths · Avg: 9.5/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.0%10/10

Strong operational efficiency at 36.0%

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.8310/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
26.0%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.618/10

Growing faster than its price suggests

NVR2 strengths · Avg: 9.0/10
Return on EquityProfitability
35.5%10/10

Every $100 of equity generates 35 in profit

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Areas to Watch

LEGH4 concerns · Avg: 2.8/10
Market CapQuality
$566.72M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.9%3/10

ROE of 7.9% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-3.7%2/10

Revenue declined 3.7%

NVR3 concerns · Avg: 2.0/10
PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-21.4%2/10

Revenue declined 21.4%

EPS GrowthGrowth
-28.5%2/10

Earnings declined 28.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : LEGH

The strongest argument for LEGH centers on Price/Book, Operating Margin, Debt/Equity. Profitability is solid with margins at 26.0% and operating margin at 36.0%. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, P/E Ratio.

Bear Case : LEGH

The primary concerns for LEGH are Market Cap, Return on Equity, Piotroski F-Score.

Bear Case : NVR

The primary concerns for NVR are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

NVR carries more volatility with a beta of 0.92 — expect wider price swings.

LEGH is growing revenue faster at -3.7% — sustainability is the question.

NVR generates stronger free cash flow (335M), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LEGH scores higher overall (65/100 vs 51/100), backed by strong 26.0% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Legacy Housing Corp

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Legacy Housing Corporation builds, sells, and finances manufactured homes and tiny homes primarily in the southern United States. The company is headquartered in Bedford, Texas.

NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

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