WallStSmart

Legacy Housing Corp (LEGH)vsLennar Corporation (LEN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lennar Corporation generates 20059% more annual revenue ($33.17B vs $164.57M). LEGH leads profitability with a 25.4% profit margin vs 5.4%. LEGH appears more attractively valued with a PEG of 0.61. LEGH earns a higher WallStSmart Score of 59/100 (C).

LEGH

Buy

59

out of 100

Grade: C

Growth: 2.0Profit: 8.0Value: 7.3Quality: 5.0

LEN

Hold

47

out of 100

Grade: D+

Growth: 4.7Profit: 5.0Value: 4.7Quality: 8.5
Piotroski: 3/9Altman Z: 3.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LEGHSignificantly Overvalued (-82.9%)

Margin of Safety

-82.9%

Fair Value

$11.83

Current Price

$20.18

$8.35 premium

UndervaluedFair: $11.83Overvalued
LENSignificantly Overvalued (-156.0%)

Margin of Safety

-156.0%

Fair Value

$47.26

Current Price

$92.19

$44.93 premium

UndervaluedFair: $47.26Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEGH5 strengths · Avg: 9.0/10
P/E RatioValuation
11.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
25.4%9/10

Keeps 25 of every $100 in revenue as profit

PEG RatioValuation
0.618/10

Growing faster than its price suggests

Operating MarginProfitability
26.9%8/10

Strong operational efficiency at 26.9%

LEN5 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.67B8/10

Generating 1.7B in free cash flow

Areas to Watch

LEGH3 concerns · Avg: 2.3/10
Market CapQuality
$459.34M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-29.4%2/10

Revenue declined 29.4%

EPS GrowthGrowth
-41.8%2/10

Earnings declined 41.8%

LEN4 concerns · Avg: 2.8/10
Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.162/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : LEGH

The strongest argument for LEGH centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 25.4% and operating margin at 26.9%. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : LEN

The strongest argument for LEN centers on Price/Book, Altman Z-Score, Debt/Equity.

Bear Case : LEGH

The primary concerns for LEGH are Market Cap, Revenue Growth, EPS Growth.

Bear Case : LEN

The primary concerns for LEN are Profit Margin, Operating Margin, Piotroski F-Score.

Key Dynamics to Monitor

LEGH profiles as a declining stock while LEN is a value play — different risk/reward profiles.

LEN carries more volatility with a beta of 1.40 — expect wider price swings.

LEN is growing revenue faster at -13.3% — sustainability is the question.

LEN generates stronger free cash flow (1.7B), providing more financial flexibility.

Bottom Line

LEGH scores higher overall (59/100 vs 47/100), backed by strong 25.4% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Legacy Housing Corp

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Legacy Housing Corporation builds, sells, and finances manufactured homes and tiny homes primarily in the southern United States. The company is headquartered in Bedford, Texas.

Lennar Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Lennar Corporation is a home construction and real estate company based in Fontainebleau, Florida.

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