WallStSmart

Legacy Housing Corp (LEGH)vsPulteGroup Inc (PHM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PulteGroup Inc generates 9043% more annual revenue ($16.41B vs $179.45M). LEGH leads profitability with a 28.6% profit margin vs 11.6%. LEGH appears more attractively valued with a PEG of 0.61. LEGH earns a higher WallStSmart Score of 79/100 (B+).

LEGH

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 8.0Value: 6.0Quality: 8.5
Piotroski: 2/9Altman Z: 7.83

PHM

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 7.0Value: 6.3Quality: 9.0
Piotroski: 4/9Altman Z: 4.61
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LEGHSignificantly Overvalued (-55.6%)

Margin of Safety

-55.6%

Fair Value

$13.91

Current Price

$27.67

$13.76 premium

UndervaluedFair: $13.91Overvalued

Intrinsic value data unavailable for PHM.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEGH6 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
39.9%10/10

Strong operational efficiency at 39.9%

Revenue GrowthGrowth
32.3%10/10

Revenue surging 32.3% year-over-year

EPS GrowthGrowth
64.6%10/10

Earnings expanding 64.6% YoY

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.8310/10

Safe zone — low bankruptcy risk

PHM4 strengths · Avg: 8.8/10
Altman Z-ScoreHealth
4.6110/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

P/E RatioValuation
12.3x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

LEGH2 concerns · Avg: 3.0/10
Market CapQuality
$663.27M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PHM3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-9.6%2/10

Revenue declined 9.6%

EPS GrowthGrowth
-18.2%2/10

Earnings declined 18.2%

Free Cash FlowQuality
$-12.85M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : LEGH

The strongest argument for LEGH centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 28.6% and operating margin at 39.9%. Revenue growth of 32.3% demonstrates continued momentum.

Bull Case : PHM

The strongest argument for PHM centers on Altman Z-Score, Debt/Equity, P/E Ratio. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bear Case : LEGH

The primary concerns for LEGH are Market Cap, Piotroski F-Score.

Bear Case : PHM

The primary concerns for PHM are Revenue Growth, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

LEGH profiles as a growth stock while PHM is a declining play — different risk/reward profiles.

PHM carries more volatility with a beta of 1.20 — expect wider price swings.

LEGH is growing revenue faster at 32.3% — sustainability is the question.

LEGH generates stronger free cash flow (12M), providing more financial flexibility.

Bottom Line

LEGH scores higher overall (79/100 vs 59/100), backed by strong 28.6% margins and 32.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Legacy Housing Corp

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Legacy Housing Corporation builds, sells, and finances manufactured homes and tiny homes primarily in the southern United States. The company is headquartered in Bedford, Texas.

PulteGroup Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.

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